Spend Wisely vs SimpliBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spend Wisely
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Spend Wisely is a simple, easy-to-use expense tracker, budget planner, and money manager app that helps you take control of your finances. Just add an expense when you spend - Spend Wisely takes care of the rest. Set budgets for each category (food, transport, shopping), and the app helps you stay within your limits. EXPENSE MANAGER Manage your income, expenses, and transfers by category. Create unlimited custom categories. Track every rupee, dollar, or euro you spend. BUDGET PLANNER Plan your monthly budget and boost your savings. Set limits per category and see how much you have spent versus your budget with clear progress indicators. ANALYTICS View income and expense analysis with clean charts. Track trends, top categories, and comparisons. Export data as CSV. HOME SCREEN WIDGET Monitor your balance at a glance. View today's spending, monthly totals, and remaining budget. Quickly add expenses from your home screen. FULLY OFFLINE No internet required. Your data stays on your device. No account, no phone number, no personal information required. MULTIPLE ACCOUNTS Track wallets, bank accounts, credit cards, and savings separately. No limit on accounts. QUICK ADD Save frequent expenses and add them instantly. FLEXIBLE VIEWS View expenses daily, weekly, monthly, quarterly, half-yearly, or yearly. CALENDAR VIEW See transactions on a calendar. Tap any date to view details. SAVINGS GOALS Set targets and track your progress. TAGS Add labels to organize transactions for trips, projects, or events. RECURRING TRANSACTIONS Automate bills, subscriptions, and income entries. CASH FLOW FORECAST See future balance projections based on recurring transactions. SAFE AND SECURE Backup and restore anytime. Encrypted backup supported. PERSONALIZATION Choose currency, theme, and language. Supports light and dark mode. AND MORE * Net worth tracking * Debt payoff planner * Spending reports * Tag-based analytics * App lock with biometric authentication * Multi-language support * Receipt scanning (OCR) * PDF and CSV export No ads. No data collection. No account required. Start spending wisely today.
SimpliBudget
Effortlessly track expenses, set budgets, and understand your spending habits. This app prioritizes simplicity and privacy, keeping your financial data offline and secure on your device.
- Expense tracking
- Budget setting
- Spending analysis
- Offline functionality
- Data privacy
- CSV export (Pro)
- Backup and restore (Pro)
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Track every expense in seconds. No account, no cloud, no ads. Your data stays on your device. SimpliBudget is the budget app for people who don't want a budget app. Open it, type the amount, tap a category, done. FAST TRACKING Log an expense the moment it happens. Big number pad, one tap per category, nothing in your way. SEE WHERE YOUR MONEY GOES Set a monthly budget and watch the progress bar fill up. The dashboard chart shows your top categories, and the monthly overview lists every expense. 100% PRIVATE No sign-up, no syncing, no tracking. Your financial data never leaves your phone. GO PRO • Unlimited categories • Export to CSV • Back up and restore to any location you choose Simple budgeting, finally. Download SimpliBudget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/ Privacy Policy: https://simpli-budget.com/pages/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Spend Wisely at none against SimpliBudget's 2. Spend Wisely also leads on update cadence (every 3 weeks vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SimpliBudget sells 2 in-app purchases, starting at $2.99 per year. Spend Wisely asks for nothing beyond the download.
Spend Wisely ships an update every 3 weeks, SimpliBudget every 5 months. The most recent releases landed on October 2, 2026 and October 9, 2026 respectively.
| Parameter | Spend Wisely | SimpliBudget |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 3 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Forem Software | Jan Ole Wellnitz |
In-app purchases
Spend Wisely
No in-app purchases
SimpliBudget
- Subscription (Annual)7 Days trial$2.991 Year
- Lifetime$4.99
Questions
Is Spend Wisely free?
Is SimpliBudget free?
Do Spend Wisely or SimpliBudget have ads?
Which is updated more often, Spend Wisely or SimpliBudget?
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