Spend Wisely vs Money Tracker

Know exactly how much you can spend today. Spend Wisely is a simple expense tracker, budget planner and money manager that turns your income, bills and budgets into one clear number: what's safe to spend today. Track spending in seconds, see where your money goes, and stay on top of every bill. No account, no sign-up, no ads, and your data never leaves your iPhone. YOUR DAILY BUDGET, DONE FOR YOU • A daily safe-to-spend amount that updates every time you log an expense • "Can I afford this?" Type any price and see instantly if it fits today's budget • Daily streaks and an evening check-in help you build a money habit that sticks FAST EXPENSE TRACKING • Add an expense in a couple of taps with a big, clear amount entry • Smart categories pick themselves and learn from the choices you make • Quick Add buttons for your everyday coffee, lunch or travel • Repeat a recent expense with one tap • Voice input: just say what you spent • Share or paste a bank SMS to fill in the amount and payee for you • Split one purchase across several categories • Add notes and tags to anything you want to track SMARTER SEARCH • Search by name, note, category, account or amount • Type the way you talk: "groceries last month", "over 500", "income march" • Small typos still find what you meant SPENDING INSIGHTS AND REPORTS • Spending by category for any day, week, month or year • Tap a category to see every transaction behind it • Spending trends compared with the same days of the last period • Calendar view, tag reports and monthly spending reports • Cash flow forecast for the next 30, 60 and 90 days • Net worth across all your accounts BUDGET PLANNER • Set a monthly budget for each category and see what's left • Start fast with ready-made budget templates • Budget alerts before you overspend BILL REMINDERS AND SUBSCRIPTION TRACKER • Recurring bills, subscriptions and income added automatically • See what's due this week right on your home screen • Bill reminders so you never pay a late fee again ALL YOUR ACCOUNTS IN ONE PLACE • Track bank accounts, cash, credit cards and wallets together • Balance and full history for every account, transfers included • Update a balance to match your bank in seconds • Archive old accounts and keep their history SAVINGS GOALS AND DEBT TRACKER • Savings goals with progress you can see • Track debts and credits: who owes whom, and every payment • Debt payoff planner to become debt-free faster • Wishlist for the things you're saving up for PRIVATE, OFFLINE PERSONAL FINANCE • Your financial data stays on your device. We don't collect any of it • Works offline. No bank login, no account, no sign-up • Lock the app with Face ID, Touch ID or your passcode • No ads and no tracking MADE FOR YOU • Works with any currency, with exchange rates for travel • Available in English, Hindi, Marathi, Gujarati, Kannada, Spanish and French • Light and dark mode with your choice of accent colour Whether you're making your first budget, saving for a goal or paying off debt, Spend Wisely makes managing money simple. Download now and see what you can spend today.

Rory keeps your money in one place — and keeps it on your phone. No bank login. No sign-up. You type what you spend, and everything follows from that. Every kind of account, not just a bank one Cash, current and savings, credit cards, prepaid and loyalty cards, loans, money you lent a friend, money you borrowed, a committee, property, gold, stocks and crypto. Each one shows the figure that actually matters to it: what's left on a card, what's repaid on a loan, what someone still owes you. Two taps to write something down Tap a category, type the amount, done. Repeat a bill and Rory tells you the day it's due — one tap and it's logged, never posted behind your back. Money that comes in, too Salary, rent, dividends, a gift. Link the rent to the flat that earned it and the property starts showing what it makes. Things you're saving for Set money aside for a house or a car. It stays in your account — your bank and Rory agree to the fils — and the project just knows it's spoken for. Cards and loans that answer the real question Put in the rate and what you pay, and Rory tells you when you're free and what the rest of it will cost. A payment splits into interest and principal, because that's what a payment is. Warranties and bills Keep the receipt, the serial number and the expiry. Rory nudges you before cover ends. Check it against your bank Type what your bank says. If it matches, the account is agreed and dated. If it doesn't, Rory helps you find the missing one — or writes the difference down where you can see it. Travelling Spend in another currency and type the rate once. The receipt keeps its own figure; your account is charged in yours. Yours, and private Everything lives on your phone. Lock it with Face ID. Export a spreadsheet whenever you want it. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ https://rory.loomworks.app/privacy.html