Comparison

MySpend vs EXCEL MF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySpend

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

Highlights
  • Quick expense logging
  • Multiple wallet support
  • Customizable spending categories
  • Shareable expense links
  • Real-time sync for shared budgets
  • Visual spending analytics
Features
Read full description

MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

EXCEL MF

Features
Read full description

EXCEL MF is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

Screenshots

MySpend3 screens
EXCEL MF4 screens

Verdict

The call

The clearest difference is in-app purchases: EXCEL MF at none against MySpend's 5. MySpend's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. EXCEL MF asks for nothing beyond the download.

UpkeepUpdate frequency

MySpend ships an update every 3 weeks, EXCEL MF every 3 months. The most recent releases landed on September 20, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
MySpend versus EXCEL MF: the parameters behind the verdict, then further details
ParameterMySpendEXCEL MF
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size45 MB85 MB
Age rating4+4+
DeveloperVadim HolubEXCEL STOCK BROKING PRIVATE LIMITED

In-app purchases

5 purchases

MySpend

Subscriptions4
  • Weekly Subscription$0.997 Days
  • Monthly Subscription3 Days trial$2.991 Month
  • Annual Subscription$14.991 Year
Show 1 more
  • Forever without Subscription6 Months trial$34.996 Months
One-time1
  • Forever without Subscription$39.99
None

EXCEL MF

No in-app purchases

Questions

Is MySpend free?
MySpend is free to download, with in-app purchases available.
Is EXCEL MF free?
EXCEL MF is free to download, with no in-app purchases.
Do MySpend or EXCEL MF have ads?
Neither MySpend nor EXCEL MF shows ads.
Which is updated more often, MySpend or EXCEL MF?
MySpend ships an update every 3 weeks, and EXCEL MF every 3 months. Most recently, MySpend was updated on September 20, 2026 and EXCEL MF on September 19, 2026.

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