6pm vs EXCEL MF
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
6pm
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Most budget apps want an hour a week. 6pm wants one minute a day. All day it catches what you spend — Apple Pay, receipt photos, bank emails, your voice. At six, you swipe once to close the day. Tomorrow morning you get one number: what’s safe to spend today. KNOW WHAT’S SAFE TO SPEND TODAY One number on your Today screen, worked out from your pay, your bills and what you have already spent. Spend less today and tomorrow’s number grows. CLOSE YOUR DAY IN ONE SWIPE At six, 6pm shows what it caught. Keep it, edit it, or mark it not yours, then swipe once. The day is closed. SIX WAYS TO LOG, ONE INBOX Apple Pay taps, receipt photos, forwarded bank emails, VietQR scans, your voice and a quick keypad. Everything lands in one inbox for the close. ASK BEFORE YOU SPEND Can I afford a dinner on Saturday? Ask 6pm answers from your own numbers. A BUDGET PLANNER THAT PAYS YOU FIRST Bills are set aside and pots fill each pay cycle before anything is called spendable. A MONEY DIARY YOU’LL ACTUALLY KEEP Every closed day is a page. Look back at a month in one glance. LOOKS AND COMPANIONS Eleven looks, from Sơn Mài lacquer to Neon Alley, that follow your real clock from dawn to midnight. Six companions keep you company, and your Home Screen icon can follow the one you pick. PRIVATE BY DESIGN No bank login, ever. Your money stays encrypted on your iPhone. Ask can run on this iPhone, offline. 6pm is open source. 6pm is free. 6pm Max adds every look, unlimited Ask and pots, Travel mode, the Year book, encrypted backup and export, and widgets in your look. 6pm is not affiliated with or endorsed by any bank, wallet or payment network it works with. Bank and wallet names belong to their owners. Terms of Use: https://at6pm.app/terms Privacy Policy: https://at6pm.app/privacy
EXCEL MF
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EXCEL MF is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator
Screenshots
Verdict
The clearest difference is in-app purchases: EXCEL MF at none against 6pm's 14. 6pm's advantage is update cadence (every 10 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 6pm sells 14 in-app purchases, starting at $1.99 per month. EXCEL MF asks for nothing beyond the download.
6pm ships an update every 10 days, EXCEL MF every 2 months. Both last shipped on October 30, 2026.
| Parameter | 6pm | EXCEL MF |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 154 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Quoc Khanh | EXCEL STOCK BROKING PRIVATE LIMITED |
In-app purchases
6pm
- Growth Month$1.991 Month
- Wealth Month$3.991 Month
- 6pm Max7 Days trial$4.991 Month
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- Growth Annual$14.991 Year
- Wealth Annual$22.991 Year
- 6pm Max7 Days trial$34.991 Year
- Sơn Mài$1.99
- Neon Alley$1.99
- Monsoon$1.99
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- Bát Tràng$1.99
- Cà Phê$1.99
- Lantern River$2.99
- Long Exposure$2.99
- Paper Diorama$2.99
EXCEL MF
No in-app purchases









