Comparison

6pm vs EXCEL MF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

6pm

Features
Read full description

Most budget apps want an hour a week. 6pm wants one minute a day. All day it catches what you spend — Apple Pay, receipt photos, bank emails, your voice. At six, you swipe once to close the day. Tomorrow morning you get one number: what’s safe to spend today. KNOW WHAT’S SAFE TO SPEND TODAY One number on your Today screen, worked out from your pay, your bills and what you have already spent. Spend less today and tomorrow’s number grows. CLOSE YOUR DAY IN ONE SWIPE At six, 6pm shows what it caught. Keep it, edit it, or mark it not yours, then swipe once. The day is closed. SIX WAYS TO LOG, ONE INBOX Apple Pay taps, receipt photos, forwarded bank emails, VietQR scans, your voice and a quick keypad. Everything lands in one inbox for the close. ASK BEFORE YOU SPEND Can I afford a dinner on Saturday? Ask 6pm answers from your own numbers. A BUDGET PLANNER THAT PAYS YOU FIRST Bills are set aside and pots fill each pay cycle before anything is called spendable. A MONEY DIARY YOU’LL ACTUALLY KEEP Every closed day is a page. Look back at a month in one glance. LOOKS AND COMPANIONS Eleven looks, from Sơn Mài lacquer to Neon Alley, that follow your real clock from dawn to midnight. Six companions keep you company, and your Home Screen icon can follow the one you pick. PRIVATE BY DESIGN No bank login, ever. Your money stays encrypted on your iPhone. Ask can run on this iPhone, offline. 6pm is open source. 6pm is free. 6pm Max adds every look, unlimited Ask and pots, Travel mode, the Year book, encrypted backup and export, and widgets in your look. 6pm is not affiliated with or endorsed by any bank, wallet or payment network it works with. Bank and wallet names belong to their owners. Terms of Use: https://at6pm.app/terms Privacy Policy: https://at6pm.app/privacy

About

EXCEL MF

Features
Read full description

EXCEL MF is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

Screenshots

6pm4 screens
EXCEL MF4 screens

Verdict

The call

The clearest difference is in-app purchases: EXCEL MF at none against 6pm's 14. 6pm's advantage is update cadence (every 10 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 6pm sells 14 in-app purchases, starting at $1.99 per month. EXCEL MF asks for nothing beyond the download.

UpkeepUpdate frequency

6pm ships an update every 10 days, EXCEL MF every 2 months. Both last shipped on October 30, 2026.

Scorecard2 real differences · 4 level
6pm versus EXCEL MF: the parameters behind the verdict, then further details
Parameter6pmEXCEL MF
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size154 MB86 MB
Age rating4+4+
DeveloperQuoc KhanhEXCEL STOCK BROKING PRIVATE LIMITED

In-app purchases

14 purchases

6pm

Subscriptions6
  • Growth Month$1.991 Month
  • Wealth Month$3.991 Month
  • 6pm Max7 Days trial$4.991 Month
Show 3 more
  • Growth Annual$14.991 Year
  • Wealth Annual$22.991 Year
  • 6pm Max7 Days trial$34.991 Year
One-time8
  • Sơn Mài$1.99
  • Neon Alley$1.99
  • Monsoon$1.99
Show 5 more
  • Bát Tràng$1.99
  • Cà Phê$1.99
  • Lantern River$2.99
  • Long Exposure$2.99
  • Paper Diorama$2.99
None

EXCEL MF

No in-app purchases

Questions

Is 6pm free?
6pm is free to download, with in-app purchases available.
Is EXCEL MF free?
EXCEL MF is free to download, with no in-app purchases.
Do 6pm or EXCEL MF have ads?
Neither 6pm nor EXCEL MF shows ads.
Which is updated more often, 6pm or EXCEL MF?
6pm ships an update every 10 days, and EXCEL MF every 2 months. Most recently, 6pm was updated on October 30, 2026 and EXCEL MF on October 30, 2026.

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