Comparison

Finma vs FinBud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finma

This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.

Highlights
  • Automated expense tracking (SMS, email, bank, PDF, CSV)
  • Privacy-first on-device data storage
  • Unlimited transactions and budgets in free tier
  • Budget alerts and rule-based auto-categorization
  • Subscription tracking and payment reminders
  • Interactive charts and visual filtering
  • Cash flow analysis
Features
Read full description

Finma short for finance manager, is your personal finance assistant that helps you track & plan all your expenses in one place.  Built with the primary goal of automating your expenses, Finma is the only app on the App Store which supports all of the following ways to automate expenses: - SMS Automation - Email Sync - Direct bank connection via Plaid - AI PDF import - AI CSV import Features: - Privacy First Finma stores all your financial data locally on-device. Not even we have access to your transactions. - Generous Free Tier The free tier allows you to create unlimited transaction entries, unlimited budgets and unlimited rules. Track up to 3 subscriptions for free. - Budget Alerts Say goodbye to overspending on your gadget addiction. Set category wise budgets and get alerted when they cross a set threshold. - Rule Based Auto-Categorization Finma uses rules for automatic categorisation of transactions. A rule can either be a simple text that matches any text within the transaction description or for more advanced users a regex to match pattern. - Subscription Tracking A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently. - Payment Reminders Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders to get reminded up to a week in advance. - Visual Filtering Find the transactions you need even faster with a visual approach in Finma. Suppose you need to see all the restaurant spends you did in month of Feb. Simply select Restaurants from the categories bar followed by tapping Feb bar in graph. - Interactive Charts All charts and graphs in Finma are interactive. Example: You want to find out how much you spent on restaurants and shopping combined in Feb. Select Shopping and then Restaurants from the categories bar followed by tapping Feb bar in graph. - Cash Flow Know your overall financial health with just 1 glance. Easily understand how your income and investments compare on an average within a period. The cash flow widget allows you to quickly skim through previous months to get better clarity on past health and helps to plan better. - PDF Import Import transactions in bulk by importing PDF statements or using the built-in image scan feature to scan documents and receipts. - Email Sync Import transactions automatically from emails. If your bank sends you transaction emails, Finma will try to parse them and generate transactions automatically. - SMS Sync Import transactions automatically from SMS using Shortcuts automation. If your bank sends you transaction alerts on SMS, Finma will try to parse them and generate transactions automatically. - Direct Bank Sync We have partnered with Plaid to support all major banks across US and Canada. Bank data is synced directly to device, we do not store any personal user data on our servers. --- What's completely free: - Unlimited transactions - Unlimited rules - Unlimited budgets - Track up to 3 subscriptions - Payment reminders - Budget alerts - Interactive charts and filters The following features require purchasing Premium subscription: - Direct bank sync using Plaid (US & Canada only) - AI related tasks such as document scanning, sms & email parsing - Adding more than 1 account - Custom categories - Custom app icons --- Have questions or need help? Email us at support@finma.money Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

FinBud

Features
Read full description

Take control of your financial health with FinBud: Your Finance Buddy. Designed with a user-friendly interface, FinBud allows you to: Effortlessly Add Transactions: Record income and expenses, categorize them, and set dates with ease. Manage Budgets Effectively: Customize budgets to monitor your spending and set category-specific limits for better financial oversight. Track Owes and Debts: Create ledgers for each friend to keep an accurate record of loans and repayments. Export Transactions: Generate CSV files of your transactions for seamless sharing and analysis. Multi-Currency Support: Choose from over 150 currencies to suit your financial tracking needs. Multilingual Interface: Available in Swedish, Spanish, Dutch, and English for a personalized experience. Secure iCloud Syncing: Your data is safely synchronized with iCloud, ensuring it's always accessible and backed up. Simplify your financial management with FinBud and make informed decisions to achieve your financial goals. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finma4 screens
FinBud4 screens

Verdict

The call

Finma and FinBud are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finma sells 7 in-app purchases, starting at $1.99 per 7 days and FinBud sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finma ships an update every 2 weeks, FinBud every 9 days. The most recent releases landed on September 22, 2026 and December 23, 2025 respectively.

ScorecardNo meaningful differences
Finma versus FinBud: the parameters behind the verdict, then further details
ParameterFinmaFinBud
PriceFreeFree
Rating4.6 (44 ratings) — better—
Positive reviews48.1% of reviews—
Number of ratings44 — better—
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS17.0 — better17.1
Further details — not scored
Size137 MB164 MB
Age rating4+4+
DeveloperTanmay SonawaneAli Naranjisani

In-app purchases

7 purchases

Finma

Subscriptions5
  • Premium Weekly Plan3 Days trial$1.997 Days
  • Premium Monthly Plan3 Days trial$4.991 Month
  • Premium Yearly Plan$14.991 Year
Show 2 more
  • Premium Yearly Plan3 Days trial$49.991 Year
  • Premium Yearly Plan (Family)3 Days trial$99.991 Year
One-time2
  • Premium Lifetime Plan$149.99
  • Premium Lifetime Plan (Family)$199.99
4 purchases

FinBud

Subscriptions2
  • FinBud Premium - Monthly$0.991 Month
  • FinBud Premium - Annual7 Days trial$7.991 Year
One-time2
  • FinBud Premium - Lifetime$5.99
  • FinBud Premium - Lifetime$9.99

Questions

Is Finma free?
Finma is free to download, with in-app purchases available.
Is FinBud free?
FinBud is free to download, with in-app purchases available.
Do Finma or FinBud have ads?
Neither Finma nor FinBud shows ads.
Which is updated more often, Finma or FinBud?
Finma ships an update every 2 weeks, and FinBud every 9 days. Most recently, Finma was updated on September 22, 2026 and FinBud on December 23, 2025.

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