Comparison

BeanWise vs Cliff Journal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanWise

This app offers a comprehensive double-entry accounting solution with a focus on local data processing for enhanced privacy. It features a customizable dashboard, real-time tracking, and detailed reporting, making financial management intuitive for individuals and businesses.

Highlights
  • Local data processing for privacy
  • Customizable financial dashboard
  • Real-time account tracking
  • Double-entry accounting
  • Multiple currency support
  • Detailed report generation
  • Cloud-synced configurations
Features
Read full description

BeanWise - Your Multifunctional Double-Entry Accounting App All query code and data are processed and rendered in local. No data is sent to any server. Compatible with beancount. Experience our newly enhanced dashboard with advanced data visualization! Featuring customizable queries, trend indicators, and a fluid waterfall layout. Streamlined account management makes financial tracking more intuitive than ever. What's New: Enhanced Dashboard Experience • New number display with trend indicators for custom queries • Optimized table views with dynamic column widths and smooth scrolling • Introducing waterfall grid layout for flexible data presentation • Added query editor for personalized data views Improved Interactions • Quick account modifications directly from transaction cards • Organized account categories (Assets, Expenses, Income, Liabilities) • Enhanced component layout controls for intuitive operation Feature Enhancements • Cloud-synced dashboard configurations • Refined date handling for precise data visualization • New beancount plugin support for extended functionality Key Features: • Customizable financial dashboard • Real-time account tracking • Intuitive transaction management • Cloud synchronization • Advanced data visualization • Flexible reporting options # Description generated by Notion AI: Support local ledger. keep your financial information confidential and secure, without uploading it to the cloud or sharing it with third-party services. BeanWise is a powerful accounting application that helps users perform double-entry accounting, making financial management easier for users. Whether you are an individual or a business user, BeanWise is your best financial assistant. ## Features - One-click double-entry accounting - Supports multiple currencies - Generates detailed reports - Customize accounts, currencies, items, tags, payees..… - Free import/export of data ## User Guide With the BeanWise accounting app, you can easily record all financial transactions, including income and expenses. Simply create an account in BeanWise and start adding transactions. BeanWise will automatically calculate your cash flow to keep your financial records accurate and complete. ## Keywords - BeanWise - Accounting book - Double-entry accounting - Financial management - Reports - Currency Download BeanWise and start managing your finances! ## Integration of BeanWise and Beancount BeanWise is compatible with the powerful Beancount accounting system. This integration allows BeanWise to provide advanced features such as customizable categories and support for multiple currencies. In addition, BeanWise provides a user-friendly interface that allows users to easily manage finances without using complex command-line tools. With BeanWise, you can easily create accounts, add transactions and generate detailed reports. Download BeanWise now and start confidently managing your finances! If you have any questions or suggestions, do not hesitate to contact us at (beanwise@wang.kids)(https://t.me/beanwise).

About

Cliff Journal

Features
Read full description

Record transactions, track accounts, and generate financial statements with double-entry bookkeeping. Cliff Journal is for freelancers, small business owners, and anyone who knows a debit from a credit. Private by design All data stays on your device. No account required. No ads. No subscriptions — buy once, use forever. Complete Bookkeeping Five accounting elements, a hierarchical chart of accounts, and a balanced debit and credit on every entry. Correct a mistake with a reversing entry so the audit trail stays intact. Quick Fill Save the accounts you pay from. When an entry is short on the credit side, tap a chip to fill the remainder. Mark one account as primary. The equals button fills an empty credit line with the amount still needed. Financial Statements Generate a Trial Balance, Income Statement, Balance Sheet, Statement of Owner's Equity, and Cash Flow Statement. Periods follow the owner's calendar: daily, weekly, monthly, quarterly, or yearly. Multiple Owners Keep separate books for different businesses. Each owner has their own database, currency, fiscal year, and accounting cycles. Templates and Reminders Save a recurring transaction as a template. Schedule a reminder so you record it on time. Home Screen Widgets See expenses, income, cash flow, or an account balance without opening the app. Small, medium, and large sizes. Periods follow your accounting calendar. Hide amounts when you want the numbers kept private. Export and Import Back up as CSV. Export a snapshot or a periodic archive, and import it on another device. Feedback welcome Any suggestions or feedback are highly appreciated.

Screenshots

BeanWise4 screens
Cliff Journal4 screens

Verdict

The call

The clearest difference is price: BeanWise at $4.99 against Cliff Journal's $9.99. BeanWise also leads on device support (3 vs 1). On update cadence, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

BeanWise costs $4.99 and Cliff Journal $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
BeanWise versus Cliff Journal: the parameters behind the verdict, then further details
ParameterBeanWiseCliff Journal
Price$4.99 — better$9.99
Rating4.1 (9 ratings) — better—
Positive reviews76.9% of reviews—
Number of ratings9 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS17.616.6 — better
Further details — not scored
Size208 MB9 MB
Age rating4+4+
DeveloperLUTHAI INTERNATIONAL LIMITED林淮 刘

In-app purchases

None

BeanWise

No in-app purchases

None

Cliff Journal

No in-app purchases

Questions

Is BeanWise free?
BeanWise costs $4.99, with no in-app purchases.
Is Cliff Journal free?
Cliff Journal costs $9.99, with no in-app purchases.
Do BeanWise or Cliff Journal have ads?
Neither BeanWise nor Cliff Journal shows ads.
Which is updated more often, BeanWise or Cliff Journal?
BeanWise ships an update every 2 weeks, and Cliff Journal every 2 weeks. Most recently, BeanWise was updated on October 24, 2026 and Cliff Journal on October 19, 2026.

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