Payjack vs FNB Ghana Personal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payjack
Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.
- Send Money
- Receive Money
- Pay Bills
- Split Bills
- Manage Transactions
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The Payjack app helps users to send, receive, and manage their payment transactions across various funding sources in one app. Features of the app include: Send Money Receive Money Pay Bills Split Bills, etc
FNB Ghana Personal
Manage your finances conveniently with this banking application. It offers a user-friendly interface for easy navigation, seamless account switching, and real-time access to statements. Perform local payments and transfers with the integrated RTGS feature.
- Easy navigation
- Switch between multiple accounts/profiles
- Real-time statement access
- RTGS transactions
- Secure banking experience
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The First National Bank App allows you to bank when and where you choose. We have transformed your banking experience with enhancements. This comes with this new look and feel, it’s helpful, easy and safe. Some features to look out for: Simple straight – forward navigation to make it easier to find what you need, when you need it. Switch between multiple accounts and user profiles? No problem! Switch seamlessly between different user profiles by selecting profiles on the accounts home page navigation. Introducing RTGS! Complete your Real Time Gross Settlement (RTGS) transactions for all your local payments and transfers with ease. Statement – Access your First National Bank statement(s) in real-time. It’s that simple.
Screenshots
Verdict
The clearest difference is rating: Payjack at 5.0 against FNB Ghana Personal's 2.5. FNB Ghana Personal's advantage is ratings volume (43 vs 1) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payjack holds the better App Store score, 5.0 against 2.5. That said, the two scores are not equally well evidenced: FNB Ghana Personal has 43 ratings behind it against 1, so its average is the more settled of the two.
Payjack ships an update every 3 months, FNB Ghana Personal monthly. The most recent releases landed on October 6, 2026 and October 25, 2026 respectively.
| Parameter | Payjack | FNB Ghana Personal |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 2.5 (43 ratings) |
| Positive reviews | — | 29.4% of reviews |
| Number of ratings | 1 | 43 — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 148 MB | 373 MB |
| Age rating | 17+ | 4+ |
| Developer | OrangeTech Limited | FirstRand Bank Limited |
Customer experience
Payjack
FNB Ghana Personal
In-app purchases
Payjack
No in-app purchases
FNB Ghana Personal
No in-app purchases
Questions
Is Payjack free?
Is FNB Ghana Personal free?
Which has better reviews, Payjack or FNB Ghana Personal?
Do Payjack or FNB Ghana Personal have ads?
Which is updated more often, Payjack or FNB Ghana Personal?
Other comparisons
