Comparison

Payjack vs Softmasters PayDirect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payjack

Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.

Highlights
  • Send Money
  • Receive Money
  • Pay Bills
  • Split Bills
  • Manage Transactions
Read full description

The Payjack app helps users to send, receive, and manage their payment transactions across various funding sources in one app. Features of the app include: Send Money Receive Money Pay Bills Split Bills, etc

About

Softmasters PayDirect

This app consolidates payments, banking, shopping, and business services into a single, secure digital platform. Users can send and receive money, pay bills, shop from merchants, and manage transactions in real time for a convenient financial experience.

Highlights
  • Send and receive money securely
  • Pay utility and service bills
  • Shop from trusted merchants
  • Access banking services
  • Manage payments in real time
  • Secure account access
Features
Read full description

PayDirect is a secure digital platform that brings payments, banking, shopping, and business services together in one convenient mobile application. With PayDirect, individuals and businesses can send and receive money, pay utility and service bills, shop from trusted merchants, and access a growing range of digital financial services from a single account. Key Features: • Send and receive money securely • Pay utility and service bills with ease • Shop for products and services from trusted vendors • Access banking services • Manage payments and transactions in real time • Secure account access and transaction monitoring • Fast and reliable digital payment experience PayDirect is designed to simplify everyday transactions while providing a dependable and secure experience for both consumers and businesses. Whether you are making payments, managing purchases, or accessing financial services, PayDirect gives you a cleaner and more convenient way to stay connected and in control. Download PayDirect today and experience a smarter way to pay, shop, and manage your digital transactions.

Screenshots

Payjack4 screens
Softmasters PayDirect4 screens

Verdict

The call

The clearest difference is rating: Payjack at 5.0 against Softmasters PayDirect's 2.0. Softmasters PayDirect's advantage is update cadence (weekly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payjack holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Payjack ships an update every 3 months, Softmasters PayDirect weekly. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 7 level
Payjack versus Softmasters PayDirect: the parameters behind the verdict, then further details
ParameterPayjackSoftmasters PayDirect
PriceFreeFree
Rating5.0 (1 ratings) — better2.0 (1 ratings)
Number of ratings11
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size148 MB80 MB
Age rating17+17+
DeveloperOrangeTech LimitedSOFTMASTERS COMPANY LIMITED

Customer experience

Payjack

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Softmasters PayDirect

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Payjack

No in-app purchases

None

Softmasters PayDirect

No in-app purchases

Questions

Is Payjack free?
Payjack is free to download, with no in-app purchases.
Is Softmasters PayDirect free?
Softmasters PayDirect is free to download, with no in-app purchases.
Which has better reviews, Payjack or Softmasters PayDirect?
Payjack is rated higher. Payjack averages 5.0 out of 5 from 1 ratings, while Softmasters PayDirect averages 2.0 from 1 ratings.
Do Payjack or Softmasters PayDirect have ads?
Neither Payjack nor Softmasters PayDirect shows ads.
Which is updated more often, Payjack or Softmasters PayDirect?
Payjack ships an update every 3 months, and Softmasters PayDirect weekly. Most recently, Payjack was updated on October 6, 2026 and Softmasters PayDirect on October 16, 2026.

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