ZeroX vs Qarz Daftari
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZeroX
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ZeroX - qarz munosabatlarini elektron ro'yxatga olish va tartibga solish tizimi. Bunda, jismoniy shaxslar MyID orqali identifikatsiyadan o’tishadi. Tizimda qarz shartnomalarining bazasi shakllantiriladi. Foydalanuvchilar ushbu baza ma’lumotlari bilan rozilik asosida tanishgan holda shartnoma rasmiylashtirish yoki rasmiylashtirmaslikni hal qilishadi. Qarzning qaytarilishi bilan boq’liq muammolar yuzaga kelgan taqdirda foydalanuvchi ZeroX tizimida rasmiylashtirilgan qarz shartnomasi orqali sudga murojaat qilish uchun huquqiy asosga ega bo’ladi. ZeroX - система электронной регистрации и регулирования заёмных отношений. При этом физические лица проходят идентификацию посредством MyID. В системе формируется база долговых договоров. Пользователи будут решать, подписывать договор или нет, на основе информации этой базы данных на основании своего согласия. В случае возникновения проблем, связанных с погашением долга, пользователь будет иметь законное основание обратиться в суд через кредитный договор, оформленный в системе ZeroX. ZeroX is a system of electronic registration of debt relations. In this case, individuals undergo identification through MyID. The base of loan contracts is formed in the system. Users will decide whether or not to sign a contract based on the information of this database based on their consent. In case of problems related to debt repayment, the user will have a legal basis to apply to the court through the loan agreement formalized in the ZeroX system.
Qarz Daftari
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Qarz daftaringiz endi telefoningizda. Yo'qolgan daftarcha ham, noto'g'ri hisob-kitob ham yo'q - kim qancha qarz olgani doim ko'z oldingizda. Qarz Daftari - do'kon egalari va tadbirkorlar uchun qarz yuritish ilovasi. Qarzni yozib qo'yish uchun 10 soniya yetarli, qolganini ilova o'zi hisoblaydi. ASOSIY IMKONIYATLAR - Mijozlar va ularning qarzlari: yangi qarz, to'lov va umumiy balans - Har bir yozuvga chek surati va ovozli izoh - kelishuv esdan chiqmaydi - Qaytarish muddati va kechikkan qarzlar bo'yicha eslatma - So'm va dollarda alohida hisob - Bir nechta do'kon, sotuvchilarni taklif qilish - har kim o'z yozuvini kiritadi - Qarzdorlarga eslatma SMS va avtomatik qo'ng'iroqlar - "Do'konlardagi qarzlarim" - o'zingiz qarzdor bo'lgan do'kondagi summa - Ma'lumotlar serverda saqlanadi: telefon yo'qolsa ham, yozuvlaringiz joyida - Video darslar - ilovadan foydalanishni bosqichma-bosqich ko'rsatamiz PRO IMKONIYATLARI - Kassa - kirim va chiqim, bir nechta kassa - Xarajatlar - ijara, ish haqi, kommunal va boshqa xarajatlar alohida hisobda - Hisobotlar - qarz, sotuv, kassa va xarajat bitta ekranda - Nasiya - bo'lib to'lash jadvali va to'lovlar nazorati - Savdo: mahsulotlar, sotuvlar, ombor, yetkazib beruvchilar, xodimlar - Shtrix-kod skaneri, PDF hisob-faktura, yuk xati va xaridor uchun chek XAVFSIZLIK PIN-kod va Face ID bepul. Yozuvlaringiz faqat sizga va siz taklif qilgan xodimlarga ko'rinadi. VEB-VERSIYA Xuddi shu hisob bilan kompyuterdan ham ishlang: debtbook.sanjardev.uz Savol va takliflar: info@sanjardev.uz Foydalanish shartlari (Terms of Use / EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Ommaviy oferta: https://debtbook.sanjardev.uz/oferta Maxfiylik siyosati: https://debtbook.sanjardev.uz/privacy
Screenshots
Verdict
The clearest difference is update cadence: Qarz Daftari at every 2 days against ZeroX's every 3 weeks. ZeroX's advantage is iOS requirement (15.1 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZeroX ships an update every 3 weeks, Qarz Daftari every 2 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | ZeroX | Qarz Daftari |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 56 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | ZEROX LLC | Sanjar Jabborov |
In-app purchases
ZeroX
No in-app purchases
Qarz Daftari
No in-app purchases






