Comparison

ZeroX vs Qarz Daftari

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZeroX

Features
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ZeroX - qarz munosabatlarini elektron ro'yxatga olish va tartibga solish tizimi. Bunda, jismoniy shaxslar MyID orqali identifikatsiyadan o’tishadi. Tizimda qarz shartnomalarining bazasi shakllantiriladi. Foydalanuvchilar ushbu baza ma’lumotlari bilan rozilik asosida tanishgan holda shartnoma rasmiylashtirish yoki rasmiylashtirmaslikni hal qilishadi. Qarzning qaytarilishi bilan boq’liq muammolar yuzaga kelgan taqdirda foydalanuvchi ZeroX tizimida rasmiylashtirilgan qarz shartnomasi orqali sudga murojaat qilish uchun huquqiy asosga ega bo’ladi. ZeroX - система электронной регистрации и регулирования заёмных отношений. При этом физические лица проходят идентификацию посредством MyID. В системе формируется база долговых договоров. Пользователи будут решать, подписывать договор или нет, на основе информации этой базы данных на основании своего согласия. В случае возникновения проблем, связанных с погашением долга, пользователь будет иметь законное основание обратиться в суд через кредитный договор, оформленный в системе ZeroX. ZeroX is a system of electronic registration of debt relations. In this case, individuals undergo identification through MyID. The base of loan contracts is formed in the system. Users will decide whether or not to sign a contract based on the information of this database based on their consent. In case of problems related to debt repayment, the user will have a legal basis to apply to the court through the loan agreement formalized in the ZeroX system.

About

Qarz Daftari

Features
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Qarz daftaringiz endi telefoningizda. Yo'qolgan daftarcha ham, noto'g'ri hisob-kitob ham yo'q - kim qancha qarz olgani doim ko'z oldingizda. Qarz Daftari - do'kon egalari va tadbirkorlar uchun qarz yuritish ilovasi. Qarzni yozib qo'yish uchun 10 soniya yetarli, qolganini ilova o'zi hisoblaydi. ASOSIY IMKONIYATLAR - Mijozlar va ularning qarzlari: yangi qarz, to'lov va umumiy balans - Har bir yozuvga chek surati va ovozli izoh - kelishuv esdan chiqmaydi - Qaytarish muddati va kechikkan qarzlar bo'yicha eslatma - So'm va dollarda alohida hisob - Bir nechta do'kon, sotuvchilarni taklif qilish - har kim o'z yozuvini kiritadi - Qarzdorlarga eslatma SMS va avtomatik qo'ng'iroqlar - "Do'konlardagi qarzlarim" - o'zingiz qarzdor bo'lgan do'kondagi summa - Ma'lumotlar serverda saqlanadi: telefon yo'qolsa ham, yozuvlaringiz joyida - Video darslar - ilovadan foydalanishni bosqichma-bosqich ko'rsatamiz PRO IMKONIYATLARI - Kassa - kirim va chiqim, bir nechta kassa - Xarajatlar - ijara, ish haqi, kommunal va boshqa xarajatlar alohida hisobda - Hisobotlar - qarz, sotuv, kassa va xarajat bitta ekranda - Nasiya - bo'lib to'lash jadvali va to'lovlar nazorati - Savdo: mahsulotlar, sotuvlar, ombor, yetkazib beruvchilar, xodimlar - Shtrix-kod skaneri, PDF hisob-faktura, yuk xati va xaridor uchun chek XAVFSIZLIK PIN-kod va Face ID bepul. Yozuvlaringiz faqat sizga va siz taklif qilgan xodimlarga ko'rinadi. VEB-VERSIYA Xuddi shu hisob bilan kompyuterdan ham ishlang: debtbook.sanjardev.uz Savol va takliflar: info@sanjardev.uz Foydalanish shartlari (Terms of Use / EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Ommaviy oferta: https://debtbook.sanjardev.uz/oferta Maxfiylik siyosati: https://debtbook.sanjardev.uz/privacy

Screenshots

ZeroX4 screens
Qarz Daftari4 screens

Verdict

The call

The clearest difference is update cadence: Qarz Daftari at every 2 days against ZeroX's every 3 weeks. ZeroX's advantage is iOS requirement (15.1 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZeroX ships an update every 3 weeks, Qarz Daftari every 2 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 4 level
ZeroX versus Qarz Daftari: the parameters behind the verdict, then further details
ParameterZeroXQarz Daftari
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size56 MB25 MB
Age rating4+4+
DeveloperZEROX LLCSanjar Jabborov

In-app purchases

None

ZeroX

No in-app purchases

None

Qarz Daftari

No in-app purchases

Questions

Is ZeroX free?
ZeroX is free to download, with no in-app purchases.
Is Qarz Daftari free?
Qarz Daftari is free to download, with no in-app purchases.
Do ZeroX or Qarz Daftari have ads?
Neither ZeroX nor Qarz Daftari shows ads.
Which is updated more often, ZeroX or Qarz Daftari?
ZeroX ships an update every 3 weeks, and Qarz Daftari every 2 days. Most recently, ZeroX was updated on October 23, 2026 and Qarz Daftari on October 24, 2026.

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