ZeroX vs QARZDAFTAR
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZeroX
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ZeroX — qarz munosabatlarini tartibli, shaffof va ishonchli yuritish uchun ilova. Qarz shartnomasi, qarz daftari, shaxsiy qarz va shaxsiy moliya — barchasi bitta ilovada. QARZ SHARTNOMASI • Do‘st, tanish yoki hamkor bilan qarz shartnomasini bir necha daqiqada elektron tarzda rasmiylashtiring. • Tomonlar shaxsi MyID orqali tasdiqlanadi. • Qarzni qisman yoki to‘liq qaytarish, muddatni uzaytirish va qarzdan voz kechish dalolatnomalar bilan qayd etiladi. • Shartnoma va dalolatnomalarni PDF ko‘rinishida yuklab oling. • Hamkorning to‘lov intizomi reytingi ko‘rinadi. QARZ DAFTARI — DO‘KON VA TADBIRKORLAR UCHUN • Nasiyaga sotilgan mahsulotlar va mijozlar qarzini qog‘ozsiz yuriting. • Mijozlarga SMS orqali eslatma va qarzni qaytarish talabi. • Yetkazilmagan SMS’lar ro‘yxati va bir bosishda qayta yuborish. • Mijoz bo‘yicha tavsiya: qarzini o‘z vaqtida qaytaradimi yoki kechiktiradimi. • Internetsiz ham ishlaydi: amallar telefonda saqlanadi va internet qaytganda o‘zi yuboriladi. SHAXSIY QARZ • Kimga bergansiz, kimdan olgansiz va qachon qaytadi — hammasi bir joyda. • Muddat yaqinlashganda eslatma keladi, hech bir qarz unutilmaydi. SHAXSIY MOLIYA • Daromad va xarajatlarni kiriting, budjet va maqsadlar qo‘ying. • Tahlil: pulingiz qayerga ketayotganini oy kesimida ko‘ring. • «Moliyaviy holat»: moliyangiz ball bilan baholanadi va uni yaxshilash bo‘yicha maslahatlar beriladi. • «Qarz va kreditlardan chiqish»: to‘lov rejasi, bugun qancha xavfsiz sarflash mumkinligi, «Agar» kalkulyatori va to‘lov kuni eslatmalari. • Oila moliyasi: oila a’zolari bilan umumiy budjet, kim nimani ko‘rishini o‘zingiz belgilaysiz. XAVFSIZLIK • PIN-kod va Face ID / Touch ID bilan himoya. • Shaxsiy ma’lumotlar ko‘rsatilgan ekranlar himoyalangan. • Hisobni ilovaning o‘zida o‘chirish imkoniyati. QULAYLIK • 5 tilda: o‘zbek (lotin va kirill), rus, qoraqalpoq va ingliz. • Telegram orqali yordam: @zeroxuz_bot. • Veb-versiya: zerox.uz ZeroX — ishonch kafolati.
QARZDAFTAR
Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.
- Track debts and payments
- Mutual settlements support
- Organization-based accounting
- Contact management
- Debtor reports and analytics
- Export documents to PDF
- Data backup and restore
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QARZDAFTAR is a simple and reliable app for tracking debts, payments, and settlements with contacts and organizations. Manage your financial relationships, record transactions, and generate reports in one place quickly and easily. Key Features Track debts and payments Support mutual settlements between parties Manage records by organizations Work with contacts Generate debtor reports Create reconciliation statements Export documents to PDF Back up and restore your data Convenient alphabetical sorting Fast search and navigation Russian language support AI voice assistant for debt and turnover information QARZDAFTAR is suitable for both personal use and small businesses. Keep your finances organized and under control. Your data is protected with secure backup functionality. Simple. Reliable. Under control. Terms of Use https://x1cbuilding.uz/QARZDAFTAR/terms.html Privacy Policy https://x1cbuilding.uz/QARZDAFTAR/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: ZeroX at none against QARZDAFTAR's 4. ZeroX also leads on iOS requirement (15.1 vs 18.0). QARZDAFTAR's advantage is update cadence (every 10 days vs every 3 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. ZeroX asks for nothing beyond the download.
ZeroX ships an update every 3 weeks, QARZDAFTAR every 10 days. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.
| Parameter | ZeroX | QARZDAFTAR |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 59 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | ZEROX LLC | Shokhruz Khalikov |
In-app purchases
ZeroX
No in-app purchases
QARZDAFTAR
- QARZDAFTAR Basic Monthly$0.991 Month
- QARZDAFTAR Basic Yearly$9.991 Year
- Organization Slot$2.99
- Organization Slot$4.99









