Comparison

ZeroX vs QARZDAFTAR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZeroX

Features
Read full description

ZeroX - qarz munosabatlarini elektron ro'yxatga olish va tartibga solish tizimi. Bunda, jismoniy shaxslar MyID orqali identifikatsiyadan o’tishadi. Tizimda qarz shartnomalarining bazasi shakllantiriladi. Foydalanuvchilar ushbu baza ma’lumotlari bilan rozilik asosida tanishgan holda shartnoma rasmiylashtirish yoki rasmiylashtirmaslikni hal qilishadi. Qarzning qaytarilishi bilan boq’liq muammolar yuzaga kelgan taqdirda foydalanuvchi ZeroX tizimida rasmiylashtirilgan qarz shartnomasi orqali sudga murojaat qilish uchun huquqiy asosga ega bo’ladi. ZeroX - система электронной регистрации и регулирования заёмных отношений. При этом физические лица проходят идентификацию посредством MyID. В системе формируется база долговых договоров. Пользователи будут решать, подписывать договор или нет, на основе информации этой базы данных на основании своего согласия. В случае возникновения проблем, связанных с погашением долга, пользователь будет иметь законное основание обратиться в суд через кредитный договор, оформленный в системе ZeroX. ZeroX is a system of electronic registration of debt relations. In this case, individuals undergo identification through MyID. The base of loan contracts is formed in the system. Users will decide whether or not to sign a contract based on the information of this database based on their consent. In case of problems related to debt repayment, the user will have a legal basis to apply to the court through the loan agreement formalized in the ZeroX system.

About

QARZDAFTAR

Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.

Highlights
  • Track debts and payments
  • Mutual settlements support
  • Organization-based accounting
  • Contact management
  • Debtor reports and analytics
  • Export documents to PDF
  • Data backup and restore
Features
Read full description

QARZDAFTAR is a simple and reliable app for tracking debts, payments, and settlements with contacts and organizations. Manage your financial relationships, record transactions, and generate reports in one place quickly and easily. Key Features Track debts and payments Support mutual settlements between parties Manage records by organizations Work with contacts Generate debtor reports Create reconciliation statements Export documents to PDF Back up and restore your data Convenient alphabetical sorting Fast search and navigation Russian language support AI voice assistant for debt and turnover information QARZDAFTAR is suitable for both personal use and small businesses. Keep your finances organized and under control. Your data is protected with secure backup functionality. Simple. Reliable. Under control. Terms of Use https://x1cbuilding.uz/QARZDAFTAR/terms.html Privacy Policy https://x1cbuilding.uz/QARZDAFTAR/privacy.html

Screenshots

ZeroX4 screens
QARZDAFTAR4 screens

Verdict

The call

The clearest difference is in-app purchases: ZeroX at none against QARZDAFTAR's 4. ZeroX also leads on iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. ZeroX asks for nothing beyond the download.

UpkeepUpdate frequency

ZeroX ships an update every 3 weeks, QARZDAFTAR every 10 days. The most recent releases landed on October 6, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
ZeroX versus QARZDAFTAR: the parameters behind the verdict, then further details
ParameterZeroXQARZDAFTAR
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size52 MB8 MB
Age rating4+4+
DeveloperZEROX LLCShokhruz Khalikov

In-app purchases

None

ZeroX

No in-app purchases

4 purchases

QARZDAFTAR

Subscriptions2
  • QARZDAFTAR Basic Monthly$0.991 Month
  • QARZDAFTAR Basic Yearly$9.991 Year
One-time2
  • Organization Slot$2.99
  • Organization Slot$4.99

Questions

Is ZeroX free?
ZeroX is free to download, with no in-app purchases.
Is QARZDAFTAR free?
QARZDAFTAR is free to download, with in-app purchases available.
Do ZeroX or QARZDAFTAR have ads?
Neither ZeroX nor QARZDAFTAR shows ads.
Which is updated more often, ZeroX or QARZDAFTAR?
ZeroX ships an update every 3 weeks, and QARZDAFTAR every 10 days. Most recently, ZeroX was updated on October 6, 2026 and QARZDAFTAR on September 28, 2026.

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