Comparison

ZeroX vs Semurg Insurance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZeroX

Features
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ZeroX - qarz munosabatlarini elektron ro'yxatga olish va tartibga solish tizimi. Bunda, jismoniy shaxslar MyID orqali identifikatsiyadan o’tishadi. Tizimda qarz shartnomalarining bazasi shakllantiriladi. Foydalanuvchilar ushbu baza ma’lumotlari bilan rozilik asosida tanishgan holda shartnoma rasmiylashtirish yoki rasmiylashtirmaslikni hal qilishadi. Qarzning qaytarilishi bilan boq’liq muammolar yuzaga kelgan taqdirda foydalanuvchi ZeroX tizimida rasmiylashtirilgan qarz shartnomasi orqali sudga murojaat qilish uchun huquqiy asosga ega bo’ladi. ZeroX - система электронной регистрации и регулирования заёмных отношений. При этом физические лица проходят идентификацию посредством MyID. В системе формируется база долговых договоров. Пользователи будут решать, подписывать договор или нет, на основе информации этой базы данных на основании своего согласия. В случае возникновения проблем, связанных с погашением долга, пользователь будет иметь законное основание обратиться в суд через кредитный договор, оформленный в системе ZeroX. ZeroX is a system of electronic registration of debt relations. In this case, individuals undergo identification through MyID. The base of loan contracts is formed in the system. Users will decide whether or not to sign a contract based on the information of this database based on their consent. In case of problems related to debt repayment, the user will have a legal basis to apply to the court through the loan agreement formalized in the ZeroX system.

About

Semurg Insurance

Features
Read full description

Semurg Insurance — car and home insurance in one app. CAR INSURANCE • Pick a package and see the price at once • Video inspection right in the app • Pay by card — the policy appears in the app HOME INSURANCE • An apartment or a house: cover against fire, flood and earthquake POLICIES • Electronic policy with a QR code and a PDF contract • Dates and status always at hand CLAIMS • Report an insured event in the app: add photos and video, follow the status AI ASSISTANT AND SUPPORT 24/7 • Describe what happened — the assistant tells you the next step • Chat with us or call 1251 for free FINANCE • Card balance, income and spending, receipts and a PDF statement Uzbek (Latin and Cyrillic), Russian and English. Light and dark theme. iPhone and iPad. New rules. New insurance.

Screenshots

ZeroX4 screens
Semurg Insurance4 screens

Verdict

The call

The clearest difference is update cadence: Semurg Insurance at every 5 days against ZeroX's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZeroX ships an update every 3 weeks, Semurg Insurance every 5 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 5 level
ZeroX versus Semurg Insurance: the parameters behind the verdict, then further details
ParameterZeroXSemurg Insurance
PriceFreeFree
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size56 MB66 MB
Age rating4+4+
DeveloperZEROX LLCSEMURG VENTURE CAPITAL, MCHJ

In-app purchases

None

ZeroX

No in-app purchases

None

Semurg Insurance

No in-app purchases

Questions

Is ZeroX free?
ZeroX is free to download, with no in-app purchases.
Is Semurg Insurance free?
Semurg Insurance is free to download, with no in-app purchases.
Do ZeroX or Semurg Insurance have ads?
Neither ZeroX nor Semurg Insurance shows ads.
Which is updated more often, ZeroX or Semurg Insurance?
ZeroX ships an update every 3 weeks, and Semurg Insurance every 5 days. Most recently, ZeroX was updated on October 23, 2026 and Semurg Insurance on October 29, 2026.

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