ZeroX vs Semurg Insurance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZeroX
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ZeroX - qarz munosabatlarini elektron ro'yxatga olish va tartibga solish tizimi. Bunda, jismoniy shaxslar MyID orqali identifikatsiyadan o’tishadi. Tizimda qarz shartnomalarining bazasi shakllantiriladi. Foydalanuvchilar ushbu baza ma’lumotlari bilan rozilik asosida tanishgan holda shartnoma rasmiylashtirish yoki rasmiylashtirmaslikni hal qilishadi. Qarzning qaytarilishi bilan boq’liq muammolar yuzaga kelgan taqdirda foydalanuvchi ZeroX tizimida rasmiylashtirilgan qarz shartnomasi orqali sudga murojaat qilish uchun huquqiy asosga ega bo’ladi. ZeroX - система электронной регистрации и регулирования заёмных отношений. При этом физические лица проходят идентификацию посредством MyID. В системе формируется база долговых договоров. Пользователи будут решать, подписывать договор или нет, на основе информации этой базы данных на основании своего согласия. В случае возникновения проблем, связанных с погашением долга, пользователь будет иметь законное основание обратиться в суд через кредитный договор, оформленный в системе ZeroX. ZeroX is a system of electronic registration of debt relations. In this case, individuals undergo identification through MyID. The base of loan contracts is formed in the system. Users will decide whether or not to sign a contract based on the information of this database based on their consent. In case of problems related to debt repayment, the user will have a legal basis to apply to the court through the loan agreement formalized in the ZeroX system.
Semurg Insurance
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Semurg Insurance — car and home insurance in one app. CAR INSURANCE • Pick a package and see the price at once • Video inspection right in the app • Pay by card — the policy appears in the app HOME INSURANCE • An apartment or a house: cover against fire, flood and earthquake POLICIES • Electronic policy with a QR code and a PDF contract • Dates and status always at hand CLAIMS • Report an insured event in the app: add photos and video, follow the status AI ASSISTANT AND SUPPORT 24/7 • Describe what happened — the assistant tells you the next step • Chat with us or call 1251 for free FINANCE • Card balance, income and spending, receipts and a PDF statement Uzbek (Latin and Cyrillic), Russian and English. Light and dark theme. iPhone and iPad. New rules. New insurance.
Screenshots
Verdict
The clearest difference is update cadence: Semurg Insurance at every 5 days against ZeroX's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZeroX ships an update every 3 weeks, Semurg Insurance every 5 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.
| Parameter | ZeroX | Semurg Insurance |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 56 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | ZEROX LLC | SEMURG VENTURE CAPITAL, MCHJ |
In-app purchases
ZeroX
No in-app purchases
Semurg Insurance
No in-app purchases









