Comparison

Outlay vs Finerva

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Outlay

Easily track your expenses and subscriptions to manage your money effectively. Set budgets, categorize spending, and monitor your financial habits with helpful visualizations. Unlock advanced features with a Pro subscription for comprehensive financial control.

Highlights
  • Monthly budget setting
  • Expense and subscription tracking
  • Customizable categories
  • Spending habit visualization
  • Subscription payment reminders
  • Remaining budget monitoring
Features
Read full description

Introducing Outlay, the ultimate expense and subscriptions tracking app designed to help you take control of your finances! With Outlay, you can easily set your monthly budget in your preferred currency, and let the app calculate your daily, weekly, and monthly budgets, as well as monitor your spending habits. How it works: 1. Set your monthly budget in your preferred currency; 2. Add expenses and categorize them from the provided list; 3. Set the date of a new expense; 4. Save an expense or easily switch to subscription with specified payment periods; 5. Keep track of your spending; 6. Stay informed with the remaining budgets. Upgrade to Outlay Pro and unlock these additional features: โ€ข Unlimited expenses and subscriptions tracking; โ€ข Create custom categories and edit existing ones; โ€ข Receive reminders about upcoming subscriptions and expenses; โ€ข Full access to detailed charts for visualizing your spending habits. Stay on top of your finances with Outlay. Download now and discover the easiest way to manage your expenses and subscriptions!

About

Finerva

Features
Read full description

Finerva is a personal finance companion for organising your everyday money in one clear place. Track cash, debit, savings, credit and debt accounts; record income, expenses and transfers; and keep categories and tags organised. Create groups to share expenses with friends, partners or family. Record who paid, split costs, track group balances and settle repayments without spreadsheets. Your personal accounts, categories, budgets, tags and activity remain private. Plan ahead with budgets, recurring schedules, savings goals and debt plans. Review activity, balances, spending and reports across your currencies. Finerva keeps an encrypted offline projection on your device so you can review your finances offline. Finerva Plus adds saved report views, explanations of reporting changes, cash-flow forecasts and private what-if scenarios, plus additional group creation and recurring schedules. Choose a monthly subscription, an annual subscription billed in full each year, or a one-time lifetime purchase. All three unlock the same premium features. The free plan includes transaction entry, basic reports, budgets, goals, debt plans, settlement and raw data export. Join unlimited groups, create one group over your account lifetime, and create one recurring schedule. Prices are shown in your local currency before purchase. Subscriptions renew automatically unless cancelled through your Apple account settings. Lifetime access does not renew; purchasing it does not cancel an existing subscription. Restore purchases from the Finerva account originally used. Finerva does not provide banking, lending, payments, investment products or financial advice. Forecasts and scenarios are estimates based on your inputs. Privacy Policy: https://finerva-api.work-pulse.work/api/legal/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Outlay4 screens
Finerva4 screens

Verdict

The call

The clearest difference is update cadence: Finerva at every 4 days against Outlay's every 3 months. Outlay's advantage is iOS requirement (15.0 vs 18.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Outlay sells 3 in-app purchases, starting at $2.99 per month and Finerva sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Outlay ships an update every 3 months, Finerva every 4 days. Both last shipped on November 7, 2026.

Scorecard2 real differences ยท 6 level
Outlay versus Finerva: the parameters behind the verdict, then further details
ParameterOutlayFinerva
PriceFreeFree
Positive reviews88.9% of reviewsโ€”
Update frequencyEvery 3 monthsEvery 4 days โ€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better18.1
Further details โ€” not scored
Size48 MB59 MB
Age rating4+4+
DeveloperArtur KarachevVladyslav Haiduk

In-app purchases

3 purchases

Outlay

Subscriptions2
  • Outlay Pro monthly$2.991 Month
  • Outlay Pro annual$12.991 Year
One-time1
  • Outlay Pro Forever$24.99
3 purchases

Finerva

Subscriptions2
  • Finerva Plus Monthly$2.991 Month
  • Finerva Plus Annual$22.991 Year
One-time1
  • Finerva Plus Lifetime$24.99

Questions

Is Outlay free?
Outlay is free to download, with in-app purchases available.
Is Finerva free?
Finerva is free to download, with in-app purchases available.
Do Outlay or Finerva have ads?
Neither Outlay nor Finerva shows ads.
Which is updated more often, Outlay or Finerva?
Outlay ships an update every 3 months, and Finerva every 4 days. Most recently, Outlay was updated on November 7, 2026 and Finerva on November 7, 2026.

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