ST Hub vs MSP eWallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ST Hub
Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.
- Account summaries
- Bill payments
- Fund transfers
- Scan to Pay QR
- Earn rewards points
- Card management
- ATM & branch locator
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ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Account transfer - Scan QR transfers Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request
MSP eWallet
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MSP is the Electronic wallet for make payment for utilities bill and another service more than that like cross payment to another Bank, merchant scan pay and booking service. MSP has been permitted for launching business within regulator by Bank Of Laos PDR. Especially MSP provide the service for WhatsApp. that Users can access all service of MSP by Chatting with Chat Bot.
Screenshots
Verdict
The clearest difference is update cadence: ST Hub at every 2 weeks against MSP eWallet's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ST Hub ships an update every 2 weeks, MSP eWallet every 3 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | ST Hub | MSP eWallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 93 MB | 112 MB |
| Age rating | 4+ | 17+ |
| Developer | ST Bank Ltd | APB LAO |
In-app purchases
ST Hub
No in-app purchases
MSP eWallet
No in-app purchases









