Expense Tracker vs SumSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.
- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required
Read full descriptionHide full description
Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms
SumSpend
Manage your finances by tracking daily spending, categorizing purchases, and storing receipt scans. Automate subscription costs and receive reminders for upcoming payments. View financial data at a glance with customizable widgets.
- Daily spending overview
- Categorized purchase statistics
- Subscription tracking with reminders
- Receipt scanning and storage
- iCloud data syncing
- Customizable widgets
- Expense data export
Read full descriptionHide full description
SumSpend: Place where you can track your purchases and collect receipts! Available on iPhone/iPad/Mac. Your data is synced with iCloud, so you can see the same data on all platforms you use. What you can expect: - Get a clear snapshot of your daily spendings with overview tab - Statistics tab that you can use to precisely inspect your categorized purchases - Tracking subscriptions: automate recurring costs and get reminders about upcoming - Details of each purchase in Expenses tab, including scanned proofs of purchase - Your data is synced with iCloud, so you can see the same data on all platforms you use - Widget: See your financial data without running the app. Edit widget to adjust timeframe and appearance - Scanning proof of purchase like receipts to store them in app - Availability to export expenses or monthly summary to your Numbers or Excel program App is free to use, except for the subscriptions. 5 subscriptions are free to add, unlimited available with yearly premium plan. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Expense Tracker at 83% against SumSpend's 0%. SumSpend's advantage is update cadence (daily vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and SumSpend sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 weeks, SumSpend daily. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.
| Parameter | Expense Tracker | SumSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (886 ratings) — better | — |
| Positive reviews | 82.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 886 — better | — |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 17.6 — better |
| Further details — not scored | ||
| Size | 53 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Florian Vates | Marek Meissner |
Customer experience
Expense Tracker
SumSpend
Bugs and requests
Expense Tracker
Reported bugs
3 issues- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work
Requested features
6 requests- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
Show 1 moreShow fewer
- Dark mode option
SumSpend
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Student Monthly7 Days trial$2.991 Month
- Basic monthly intro7 Days trial$2.991 Month
- Advanced$2.991 Month
Show 14 moreShow fewer
- Family month intro7 Days trial$3.991 Month
- Basic monthly7 Days trial$3.991 Month
- Family$3.991 Month
- Student Monthly7 Days trial$4.491 Month
- Family month7 Days trial$5.491 Month
- Monthly7 Days trial$7.991 Month
- Student Yearly7 Days trial$24.991 Year
- Basic yearly intro7 Days trial$24.991 Year
- Advanced$24.991 Year
- Basic yearly7 Days trial$29.991 Year
- Family yearly intro7 Days trial$34.991 Year
- Family$34.991 Year
- Family yearly7 Days trial$39.991 Year
- Yearly7 Days trial$71.991 Year
SumSpend
- All access, monthly$2.991 Month
- All access, yearly$3.991 Year
Questions
Is Expense Tracker free?
Is SumSpend free?
Do Expense Tracker or SumSpend have ads?
Which is updated more often, Expense Tracker or SumSpend?
Other comparisons















