Expense Tracker vs Spendr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.
- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required
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Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms
Spendr
Effortlessly track income and expenses with a user-friendly interface. Customize categories, visualize your spending, and attach receipts. Manage your finances offline and export data for analysis.
- Easy transaction tracking
- Customizable categories
- Visual financial overview
- Image receipt attachments
- Offline functionality
- CSV data export
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Our intuitive budget app is designed to make tracking your finances effortless and engaging. Whether you're a financial novice or a seasoned budgeter, our app provides the tools you need to take control of your spending and improve your financial health. Key Features: 1. Easy Transaction Tracking: Quickly log your income and expenses with just a few taps. Our user-friendly interface makes it simple to enter transaction details, including amount, date, and category. 2. Customizable Categories: Tailor the app to your needs by creating and managing your own expense and income categories. Color-code and add icons to make your transactions easily identifiable at a glance. 3. Visual Financial Overview: Get a clear picture of your financial health with our dynamic dashboard. View your current balance, recent transactions, and spending patterns all in one place. 4. Detailed Transaction List: Easily browse through your past transactions with our comprehensive list view. Search, filter, and sort your entries to find exactly what you're looking for. 5. Image Attachments: Never forget a purchase or lose a receipt again. Attach images to your transactions as a visual reminder or for record-keeping purposes. 6. Edit and Delete Functionality: Made a mistake? No problem. You can easily edit or delete any transaction to keep your records accurate. 7. Financial Calendar: View your transactions in a calendar format to get a day-by-day breakdown of your financial activity. Perfect for identifying spending patterns or planning for upcoming expenses. 8. CSV Export: Need your data for external analysis or record-keeping? Export your transactions to a CSV file with just a tap, making it easy to use your data in spreadsheets or other financial software. 9. Secure and Private: Your financial data is important, which is why our app stores all your information locally on your device. Your data remains private and under your control. 10. No Internet Required: Manage your budget anytime, anywhere - even without an internet connection. All features work offline for your convenience. 11. Regular Updates: We're constantly working to improve your experience. Enjoy regular updates with bug fixes, performance improvements, and new features based on user feedback. Why Choose Our Budget App? - Simplicity: We've designed our app to be intuitive and easy to use, eliminating the complexity often associated with financial management. - Engagement: With its user-friendly interface and visual elements, you'll find yourself wanting to log your transactions and check your financial status regularly. - Flexibility: Whether you want to do basic expense tracking or detailed financial analysis, our app can accommodate your needs. - Empowerment: By providing clear, accessible information about your finances, our app empowers you to make informed decisions about your money. Start your journey to better financial health today. Download our budget app and take the first step towards understanding and controlling your finances. With our easy-to-use tools at your fingertips, you'll be amazed at how simple and rewarding it can be to manage your money effectively. Remember, financial freedom starts with awareness. Let our budget app be your companion on the path to financial success!
Screenshots
Verdict
The clearest difference is price: Expense Tracker at Free against Spendr's $3.99. Expense Tracker also leads on ratings volume (875 vs 1) and chart position (#189 vs unranked). Spendr's advantage is in-app purchases (none vs 17) and review sentiment (100% vs 82%). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Expense Tracker is free to download; Spendr costs $3.99 up front. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Spendr asks for nothing beyond the download.
Spendr holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 875 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of Expense Tracker's written reviews are positive against 100% of Spendr's.
Expense Tracker ships an update every 2 weeks, Spendr weekly. The most recent releases landed on October 19, 2026 and October 5, 2026 respectively.
| Parameter | Expense Tracker | Spendr |
|---|---|---|
| Price | Free — better | $3.99 |
| Rating | 4.8 (875 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 82.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 875 — better | 1 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Best chart rank | #189 — better | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Florian Vates | Sean Kelly |
Customer experience
Expense Tracker
Spendr
Bugs and requests
Expense Tracker
Reported bugs
3 issues- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work
Requested features
6 requests- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
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- Dark mode option
Spendr
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Student Monthly7 Days trial$2.991 Month
- Basic monthly intro7 Days trial$2.991 Month
- Advanced$2.991 Month
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- Family month intro7 Days trial$3.991 Month
- Basic monthly7 Days trial$3.991 Month
- Family$3.991 Month
- Student Monthly7 Days trial$4.491 Month
- Family month7 Days trial$5.491 Month
- Monthly7 Days trial$7.991 Month
- Student Yearly7 Days trial$24.991 Year
- Basic yearly intro7 Days trial$24.991 Year
- Advanced$24.991 Year
- Basic yearly7 Days trial$29.991 Year
- Family yearly intro7 Days trial$34.991 Year
- Family$34.991 Year
- Family yearly7 Days trial$39.991 Year
- Yearly7 Days trial$71.991 Year
Spendr
No in-app purchases









