Comparison

Expense Tracker vs Budgr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

Highlights
  • AI-powered voice expense entry
  • Automatic expense categorization
  • Manual expense entry
  • Custom category creation
  • Beautiful and simple UI/UX
  • Privacy-friendly iCloud storage
  • No login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Budgr

Manage your money privately and securely with this personal finance tool. It offers smart budgeting, automated recurring transactions, and detailed analytics. Unlock advanced features like hypothetical simulations and accounting metrics through a premium subscription.

Highlights
  • Manual and private money management
  • Smart budgeting with available balance tracking
  • Automated recurring transactions and notifications
  • Customizable expense categories with emojis
  • Advanced charts and financial analytics
  • Interactive in-app guides for learning
  • Secure data backup and import options
Read full description

Take absolute control of your money with Budgr, the smart evolution of personal finance. Designed to replace boring and complex spreadsheets, Budgr offers a fast, beautiful, and powerful experience to manage your money without compromising your security. Total Privacy, Full Control Budgr is 100% manual and private. It does NOT connect to your bank accounts, it does NOT make payments, and it does NOT store your data on third-party servers. All your financial records are stored locally on your device under high-speed encryption. You hold the keys to your data. Key Features: Multiple Wallets & Quick Setup: Manage different accounts (Cash, Bank, Savings) with different currencies and custom icons. New users can now personalize their primary account immediately upon joining. Smart Budgets: Set monthly spending limits per category. Our exclusive "Available Budget" panel shows you how much money you actually have free after subtracting your scheduled fixed expenses. Automate Your Life: Create recurring transactions for your subscriptions or rent. Budgr will log the expense automatically and send you a native notification at the exact time, even if the app is closed! Custom Categories: Organize your expenses your way using emojis and colors, and mark your favorites for quick access. Advanced Charts & Analytics: Visualize your finances with beautiful bar, pie, and line charts. Filter by dates, accounts, or categories to get a clear picture of your habits. Budgr Academy: Learn to master the app in minutes with our built-in interactive visual guides. Data Management: Export and import secure backups manually or schedule automatic backups to CSV and encrypted files. Premium Features & Advanced Accounting Hypothetical Simulations: Unlock our advanced scenario builder. Plan events or simulate future balances without affecting your real data. Accounting Mastery: Gain access to professional-grade financial metrics including Savings Rate, Expense-to-Income ratios, Monthly Burn Rate, and Volatility analysis. Export detailed accounting reports directly to CSV for further analysis. Download Budgr today and discover the most elegant way to achieve financial peace of mind. Your future starts here! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Budgr4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against Budgr's shown. Budgr's advantage is update cadence (every 6 days vs every 2 weeks) and device support (3 vs 1). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Budgr sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Budgr every 6 days. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Tracker versus Budgr: the parameters behind the verdict, then further details
ParameterExpense TrackerBudgr
PriceFreeFree
Rating4.8 (875 ratings) — better—
Positive reviews82.4% of reviews—
Number of ratings875 — better—
Update frequencyEvery 2 weeksEvery 6 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.6 — better
Further details — not scored
Size53 MB122 MB
Age rating4+4+
DeveloperFlorian VatesMiguel Yanez

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Budgr

Not enough reviews yet to summarise bugs or requests.

In-app purchases

17 purchases

Expense Tracker

Subscriptions17
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 14 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Student Monthly7 Days trial$4.491 Month
  • Family month7 Days trial$5.491 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
  • Basic yearly7 Days trial$29.991 Year
  • Family yearly intro7 Days trial$34.991 Year
  • Family$34.991 Year
  • Family yearly7 Days trial$39.991 Year
  • Yearly7 Days trial$71.991 Year
1 purchases

Budgr

Subscriptions1
  • Monthly Budgr Premium$1.991 Month

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Budgr free?
Budgr is free to download, with in-app purchases available.
Do Expense Tracker or Budgr have ads?
Budgr shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or Budgr?
Expense Tracker ships an update every 2 weeks, and Budgr every 6 days. Most recently, Expense Tracker was updated on October 20, 2026 and Budgr on October 16, 2026.

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