Comparison

Expense Tracker vs Happy Tip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

Highlights
  • AI-powered voice expense input
  • Automatic expense categorization
  • Manual expense entry
  • Customizable categories
  • Beautiful and intuitive UI/UX
  • Secure iCloud storage
  • Privacy-friendly, no login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Happy Tip

Features
Read full description

Happy Tip makes tipping and bill splitting simple. Enter your bill, choose a tip percentage, split among friends, and get accurate per-person totals — all in under 5 seconds. **SMART TIP CALCULATOR** Slide to set any tip from 0% to 30%, or tap a preset (10%, 15%, 18%, 20%) for one-touch entry. The tip amount and total update in real time as you type. **TAX-AWARE CALCULATIONS** Enter tax separately so your tip is calculated on the pre-tax amount — the way it should be. No more guessing or over-tipping on tax. **SPLIT BILLS INSTANTLY** Dining with a group? Split the total among up to 99 people. Each person's share — including their portion of the tip — is displayed clearly. **DESIGNED FOR RESTAURANTS** Large tap targets, clean layout, and full functionality in portrait mode mean you can calculate quickly in any lighting. Haptic feedback confirms every interaction. **BUILT FOR ACCESSIBILITY** Full VoiceOver support with descriptive labels and hints on every control. Happy Tip is usable by everyone. **PRIVACY FIRST** All calculations happen on your device. No data is collected, stored, or transmitted. No internet connection needed. Ever. **USE IT ANYWHERE** • Restaurant dining & bar tabs • Coffee shops & cafes • Food delivery & takeout • Group dinners & business meals • Salon, spa & valet tipping • Any service where you leave a tip **WHY HAPPY TIP?** Most calculator apps are bloated with features you don't need. Happy Tip does one thing — tip calculation and bill splitting — and does it exceptionally well. The interface is clean, the results are instant, and it works offline on any iPhone. Download Happy Tip and take the math out of tipping.

Screenshots

Expense Tracker4 screens
Happy Tip2 screens

Verdict

The call

The clearest difference is in-app purchases: Happy Tip at none against Expense Tracker's 17. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Happy Tip asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Happy Tip fortnightly. The most recent releases landed on November 3, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
Expense Tracker versus Happy Tip: the parameters behind the verdict, then further details
ParameterExpense TrackerHappy Tip
PriceFreeFree
Rating4.8 (889 ratings) — better—
Positive reviews82.6% of reviews—
Number of ratings889 — better—
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS18.0 — better18.5
Further details — not scored
Size54 MB3 MB
Age rating4+4+
DeveloperFlorian VatesKUAN-HAO SU

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Happy Tip

Not enough reviews yet to summarise bugs or requests.

In-app purchases

17 purchases

Expense Tracker

Subscriptions17
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 14 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Student Monthly7 Days trial$4.491 Month
  • Family month7 Days trial$5.491 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
  • Basic yearly7 Days trial$29.991 Year
  • Family yearly intro7 Days trial$34.991 Year
  • Family$34.991 Year
  • Family yearly7 Days trial$39.991 Year
  • Yearly7 Days trial$71.991 Year
None

Happy Tip

No in-app purchases

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Happy Tip free?
Happy Tip is free to download, with no in-app purchases.
Do Expense Tracker or Happy Tip have ads?
Neither Expense Tracker nor Happy Tip shows ads.
Which is updated more often, Expense Tracker or Happy Tip?
Expense Tracker ships an update every 2 weeks, and Happy Tip fortnightly. Most recently, Expense Tracker was updated on November 3, 2026 and Happy Tip on October 14, 2026.

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