Expense Tracker vs Mooney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.
- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required
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Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms
Mooney
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Mooney is the simplest expense tracker for people who want to finally understand where their money goes — and start saving without the stress. No spreadsheets. No rigid rules. No guilt. Just a calm, simple way to track your spending day by day. WHO MOONEY IS FOR • Beginners who have never used a personal finance app • Anyone tired of finance apps that feel like accounting software • People who want to save money but don't know where to start • Couples and families tracking shared expenses WHAT YOU CAN DO • Track expenses and income in seconds • See your money broken down by day and week — earn $2,000 a month? Mooney shows it as $66.66 a day, so you finally know what you can really spend • The same daily and weekly breakdown for every expense, so you can see the real cost of small habits • Create savings goals and assign a monthly amount to reach them at your own pace • Custom categories with your own icons • Clear weekly, monthly and yearly summaries • Smart reminders so you never forget a transaction • Home screen widget for daily spending at a glance • Export your data anytime (CSV / JSON) WHY MOONEY IS DIFFERENT Most expense tracker apps overwhelm beginners with charts, reports and complicated rules. Mooney is built around one idea: tracking your money should feel calm, not stressful. • Beautiful, distraction-free design • Onboarding in under 60 seconds • Works fully offline — your data is yours • Available in English and Spanish PRIVACY FIRST Mooney does not connect to your bank. You decide what to track. No ads, no data selling, no surprises. START TODAY If you have ever wondered "where did all my money go this month?" — Mooney is the personal finance app for you. Track expenses, control spending, save money, reach your goals. One small step at a time. Download Mooney and take back control of your finances today. https://beleuvemedia.com/politica-privacidad/ https://beleuvemedia.com/terminos-y-condiciones/
Screenshots
Verdict
The clearest difference is in-app purchases: Mooney at none against Expense Tracker's 17. Mooney also leads on update cadence (daily vs every 2 weeks) and iOS requirement (15.1 vs 18.0). Expense Tracker's advantage is chart position (#171 vs unranked). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Mooney asks for nothing beyond the download.
Expense Tracker ships an update every 2 weeks, Mooney daily. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.
| Parameter | Expense Tracker | Mooney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (875 ratings) — better | — |
| Positive reviews | 82.4% of reviews | — |
| Number of ratings | 875 — better | — |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #171 — better | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 53 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Florian Vates | Beleuvemedia |
Bugs and requests
Expense Tracker
Reported bugs
3 issues- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work
Requested features
6 requests- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
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- Dark mode option
Mooney
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Student Monthly7 Days trial$2.991 Month
- Basic monthly intro7 Days trial$2.991 Month
- Advanced$2.991 Month
Show 14 moreShow fewer
- Family month intro7 Days trial$3.991 Month
- Basic monthly7 Days trial$3.991 Month
- Family$3.991 Month
- Student Monthly7 Days trial$4.491 Month
- Family month7 Days trial$5.491 Month
- Monthly7 Days trial$7.991 Month
- Student Yearly7 Days trial$24.991 Year
- Basic yearly intro7 Days trial$24.991 Year
- Advanced$24.991 Year
- Basic yearly7 Days trial$29.991 Year
- Family yearly intro7 Days trial$34.991 Year
- Family$34.991 Year
- Family yearly7 Days trial$39.991 Year
- Yearly7 Days trial$71.991 Year
Mooney
No in-app purchases









