Comparison

Expense Tracker vs Growlt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

Highlights
  • AI-powered voice expense entry
  • Automatic expense categorization
  • Manual expense entry
  • Custom category creation
  • Beautiful and simple UI/UX
  • Privacy-friendly iCloud storage
  • No login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Growlt

Features
Read full description

Most people lose over $1,200 a year to spending they never even noticed. Not on rent. Not on bills. On the small stuff — the $4 coffee, the impulse tap, the "it's just this once." Money doesn't disappear in big moments. It leaks, quietly, while you're looking the other way. Growlt was built to stop the leak. ——— A TRACKER THAT FEELS LIKE A GAME ——— Type "coffee 4" and you're done. Growlt auto-categorizes every expense across Food, Transport, Shopping, Bills, Fun, Health, Tech, and Home. No spreadsheets. No 12-field forms. No guilt. Every time you log, you earn XP. Every day you show up, your streak grows. And as your habits level up, so does your rank — from Sprout, to Saver, to Strategist, Tycoon, Mogul, and finally Legend. People who track daily save twice as much. Growlt makes sure you're one of them. ——— COMPETE WITH A COMMUNITY THAT ACTUALLY SHOWS UP ——— You're not tracking alone. Growlt has a live leaderboard and a real-time activity feed — when others log an expense, you see it. When you log one, they see you. It sounds small. It isn't. Accountability is the difference between "I'll start Monday" and "I've tracked 47 days in a row." Climb the ranks. Unlock badges. Build a streak worth protecting. ——— SMART WARNINGS BEFORE YOU OVERSPEND ——— Growlt watches your spending pattern against your payday and gently warns you the moment things drift — at 50%, 80%, and 90% of your budget. No shame. No red alarms. Just a heads-up, early enough to change the outcome. Daily targets break your budget into bite-sized caps so "making it to payday" stops being guesswork. ——— BUILT FOR REAL LIFE ——— • Multi-currency support — $, €, £, ₹, and more • Daily reminder at the time you choose • iOS Shortcuts integration — route bank SMS notifications straight into Growlt, so expenses log themselves • Beautiful dark and light themes • Works offline, syncs when you're back • Delete everything, anytime, with one tap ——— PREMIUM: SEE WHERE YOUR MONEY ACTUALLY GOES ——— Upgrade to Growlt Premium and unlock the insights dashboard: weekly spending trends, category deep-dives, and the patterns your past self was hiding from you. Start with a 3-day free trial. Cancel anytime. ——— PRIVACY YOU CAN TRUST ——— Your data is yours. No ads. No selling. Secure storage. Delete your account and everything vanishes — no follow-ups, no "are you sure" loops. ——— Three months from now, you'll either still be wondering where the money went — or you'll know exactly, down to the dollar, and you'll have a streak to prove it. The leaderboard is already filling up. Download Growlt. Start your streak today. — — — Subscription details: Growlt Premium is offered as an auto-renewing subscription. Payment is charged to your Apple ID at purchase confirmation. Subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Any unused portion of a free trial is forfeited upon purchase of a subscription. Terms of Use: https://cat-tank-a00.notion.site/Terms-of-Use-Growlt-32f9170a715b806c9a76dc5f91574327?pvs=74 Privacy Policy: https://cat-tank-a00.notion.site/Privacy-policy-of-Growlt-33f9170a715b80c7a038d3b8ae0eabea

Screenshots

Expense Tracker4 screens
Growlt4 screens

Verdict

The call

The clearest difference is device support: Growlt at 3 against Expense Tracker's 1. Growlt also leads on iOS requirement (15.1 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Growlt sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Growlt every 3 weeks. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Growlt: the parameters behind the verdict, then further details
ParameterExpense TrackerGrowlt
PriceFreeFree
Rating4.8 (875 ratings) — better—
Positive reviews82.6% of reviews—
Number of ratings875 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size53 MB29 MB
Age rating4+4+
DeveloperFlorian VatesAHMED ALGHAFRI

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Growlt

Not enough reviews yet to summarise bugs or requests.

In-app purchases

17 purchases

Expense Tracker

Subscriptions17
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 14 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Student Monthly7 Days trial$4.491 Month
  • Family month7 Days trial$5.491 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
  • Basic yearly7 Days trial$29.991 Year
  • Family yearly intro7 Days trial$34.991 Year
  • Family$34.991 Year
  • Family yearly7 Days trial$39.991 Year
  • Yearly7 Days trial$71.991 Year
2 purchases

Growlt

Subscriptions2
  • Growlt Premium Monthly$2.991 Month
  • Growlt Premium Yearly3 Days trial$19.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Growlt free?
Growlt is free to download, with in-app purchases available.
Do Expense Tracker or Growlt have ads?
Neither Expense Tracker nor Growlt shows ads.
Which is updated more often, Expense Tracker or Growlt?
Expense Tracker ships an update every 2 weeks, and Growlt every 3 weeks. Most recently, Expense Tracker was updated on October 21, 2026 and Growlt on October 17, 2026.

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