Comparison

Expense Tracker vs Trackonomy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

Highlights
  • AI-powered voice expense input
  • Automatic expense categorization
  • Manual expense entry
  • Customizable categories
  • Beautiful and intuitive UI/UX
  • Secure iCloud storage
  • Privacy-friendly, no login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Trackonomy

Effortlessly track your spending and manage debts with automated expense capture from your email or Apple Pay. Log expenses via voice, receipt photos, or manual entry, and set budgets with visual alerts. Monitor your financial overview and recurring payments with convenient widgets.

Highlights
  • Automatic expense capture from email/alerts
  • Apple Pay payment capture via Shortcuts
  • AI-powered expense entry from voice/photos
  • Manual expense logging
  • Category-based budgeting with warnings
  • Owed to me/I owe debt tracking
  • Monthly financial overview and recurring payments
Features
Read full description

Trackonomy shows you where your money goes without having to write down every expense by hand. AUTOMATIC CAPTURE • Connect your Outlook mailbox or forward your bank's alerts: Trackonomy reads the amount, merchant and date and gets the expense ready for you. • Apple Pay capture: with a shortcut in the Shortcuts app, every Apple Pay payment reaches your inbox the moment you pay. • Nothing is saved without your approval: review it, fix it if needed and confirm. LOG IT YOUR WAY • Say it out loud, snap the receipt or type it in a sentence: AI builds the entry and you confirm it. • Or enter it by hand, in the currency you use. BUDGETS • A limit for every category and a warning before you go over. • Trouble shows in red. DEBTS • "Owed to me" and "I owe", per person. Settling up nets it out automatically. YOUR MONTH AT A GLANCE • Net spend, daily average and how you compare with last month. • Recurring payments and widgets on the Home Screen and Lock Screen. • Works offline and syncs when you're back online. Available in English, Spanish and Portuguese. Some features, such as automatic capture, require Trackonomy Premium (weekly, monthly or yearly subscription). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trackonomy.app/privacy

Screenshots

Expense Tracker4 screens
Trackonomy4 screens

Verdict

The call

The clearest difference is ratings volume: Expense Tracker at 889 against Trackonomy's 1. Trackonomy's advantage is review sentiment (100% vs 83%) and update cadence (weekly vs every 2 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month and Trackonomy sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Trackonomy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 889 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 83% of Expense Tracker's written reviews are positive against 100% of Trackonomy's.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Trackonomy weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Tracker versus Trackonomy: the parameters behind the verdict, then further details
ParameterExpense TrackerTrackonomy
PriceFreeFree
Rating4.8 (889 ratings)5.0 (1 ratings) — better
Positive reviews82.6% of reviews100.0% of reviews — better
Number of ratings889 — better1
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS18.017.0 — better
Further details — not scored
Size54 MB13 MB
Age rating4+4+
DeveloperFlorian VatesVIZIA S.A.C.

Customer experience

Expense Tracker

All ratings888 ratings
Positive95.6%
Neutral1.7%
Negative2.7%
Written reviews149 reviews
Positive82.6%
Neutral6.0%
Negative11.4%

Trackonomy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Trackonomy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Expense Tracker

Subscriptions10
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 7 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
3 purchases

Trackonomy

Subscriptions3
  • Weekly Premium Plan7 Days trial$1.997 Days
  • Monthly Premium Plan7 Days trial$3.991 Month
  • Yearly Premium Plan7 Days trial$39.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Trackonomy free?
Trackonomy is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Trackonomy?
Trackonomy is rated higher. Expense Tracker averages 4.8 out of 5 from 889 ratings, while Trackonomy averages 5.0 from 1 ratings.
Do Expense Tracker or Trackonomy have ads?
Neither Expense Tracker nor Trackonomy shows ads.
Which is updated more often, Expense Tracker or Trackonomy?
Expense Tracker ships an update every 2 weeks, and Trackonomy weekly. Most recently, Expense Tracker was updated on November 3, 2026 and Trackonomy on October 31, 2026.

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