Bankroll Mobile vs Owner.com

ARF Financial’s Bankroll Mobile App gives you the ability to access and manage your revolving line of credit account everywhere you go. We understand running a business means you're not always behind your computer. Now you have another option – Bankroll Mobile enables you to track your available balance, draw additional funds, view transactions, monthly statements and even pay down your principal balance right from your phone. Plus, you’ll receive exclusive offers and incentives only available on the app. Make the most of your Bankroll Revolving Line of Credit with the speed, security and convenience you deserve! Download today to access Bankroll Mobile on the go.* BANKROLL REVOLVING LINE OF CREDIT Since its rollout in May of 2022, BANKROLL, ARF Financial's business revolving line of credit has dominated the market and become our most popular loan product, making up nearly 90% of our loan portfolio. Bankroll has overtaken the alternative lending space giving business owners fast access to affordable, flexible and customizable business capital. In this economy, that access is vital when you encounter opportunities for growth or to cover unexpected expenses while keeping cash flow stable. With max approvals granted up to $1 million in as little as 48 hours, unlimited draws and partial principal pay downs during the revolving period, Bankroll is a must for business owners ready to fund growth and increase profits! THE CONVENIENCE OF BANKROLL MOBILE: ACCESS TO LARGER LOAN AMOUNTS Bankroll offers approvals up to $1 million in as little as 48 hours. Once approved, you can conveniently access those funds from your phone, computer or iPad. LONGER REPAYMENT TERMS Offering repayment terms up to 36 months with low, fixed weekly payments. UNLIMITED DRAWS & PAYDOWNS* During the revolving period, Bankroll gives you the unique ability to take unlimited draws or make unlimited partial principal paydowns of $5,000 or more. REVOLVING LINE AVAILABILITY Every regular payment you make and partial principal paydown, frees up line availability you can access on your line of credit. PAYOFF ANYTIME You can pay off your loan without maintenance fees, penalties, or repayment fees. ARF FINANCIAL REVIEWS “Great company to work with. Very trustworthy and professional. Highly recommend them for your business loan needs.” – Gene “The experience was great! Very fast and easy process.” – Misty Linn LEGAL DISCLOSURES ARF Financial is not a bank. ARF Financial is a California limited liability company and a finance lender licensed by the California Department of Corporations. ARF Financial works with several bank partners that have committed to provide true bank loans to our clients without the need for collateral, the long wait and excessive documentation. Learn more about our bank partners here: https://www.arffinancial.com/company/our-team/bank-partners/ ARF Financial Privacy Policy: https://www.arffinancial.com/privacy ARF Financial Terms of Use/Terms of Conditions: https://www.arffinancial.com/portal-mobile-terms *Unlimited draws and partial principal paydowns are only available during the revolving period. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure the Merchant’s creditworthiness has not materially changed since the original Loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or via paper statements prior to a draw request being funded. ARF will strive to fund all qualified draw requests within 2 business days of receipt. ARF Financial is licensed by the California Department of Financial Protection and Innovation as a California Finance Lender, License No. 6037958. Loan approval, loan amount and interest rate are based upon applicant’s creditworthiness and ARF’s standard underwriting guidelines.

Run your restaurant from anywhere. Owner App puts your most urgent tasks — orders, menu, hours — right in your pocket. • Live sales & alerts: dashboards refresh every 15s, with SMS pings on stalls. • Fix problems fast: refund, cancel, or coupon an order before guests even notice. • 86 & edit on the fly: toggle stock, prices, or descriptions in two taps. • Snap menu photos: shoot, auto‑enhance, and publish straight from your camera. • Instant hours updates: close early, switch to pickup‑only, or re‑open in seconds. • Owner App is a native command‑center built for operators on the move. Download free today and keep your restaurant running smoothly, wherever you are. For current Owner.com customers only. Need help? Visit http://help.owner.com or email support@owner.com.