eCloud4 vs NJ Gateway FCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eCloud4
Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.
- QR code payments
- Send/receive money via email
- Bill splitting
- Fast and easy transactions
- Merchant network payments
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Pay at our merchant's network, fast and easy with QR code payments, send and receive money to family and friends with just an email, split your bills, and more with eCloud4.
NJ Gateway FCU
Manage your finances on the go with secure and fast access to your accounts. Check balances, review transactions, transfer funds, and pay bills conveniently from your mobile device.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Password reset functionality
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Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills. • Enroll for OLB & Mobiliti via the mobile app. • Enroll for Bill Payment via the mobile app. • Click on forget password to change your password Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is ads: eCloud4 at none against NJ Gateway FCU's shown. eCloud4 also leads on update cadence (every 2 months vs every 6 months) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eCloud4 ships an update every 2 months, NJ Gateway FCU every 6 months. Both last shipped on November 3, 2026.
| Parameter | eCloud4 | NJ Gateway FCU |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (36 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 36 — better |
| Update frequency | Every 2 months — better | Every 6 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 96 MB | 111 MB |
| Age rating | 4+ | 4+ |
| Developer | eCloud4 Corporation | NJ Gateway Federal Credit Union |
Customer experience
eCloud4
NJ Gateway FCU
In-app purchases
eCloud4
No in-app purchases
NJ Gateway FCU
No in-app purchases
Questions
Is eCloud4 free?
Is NJ Gateway FCU free?
Do eCloud4 or NJ Gateway FCU have ads?
Which is updated more often, eCloud4 or NJ Gateway FCU?
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