eCloud4 vs EQ9

Pay at our merchant's network, fast and easy with QR code payments, send and receive money to family and friends with just an email, split your bills, and more with eCloud4.

EQ9 is an online FX application built to revolutionise the global cross-border payment market through instant, secure, and cost-effective blockchain-powered transfers. Designed for individuals and businesses, EQ9 delivers instant, secure, and cost-efficient international transfers—removing the friction, delays, and high fees of traditional financial services. At launch, EQ9 supports USD and EUR transactions. Users can deposit from anywhere globally, send funds to recipients worldwide, and enjoy seamless local currency withdrawals in supported regions. Integration with industry leader Banxa ensures reliable on- and off-ramping between EQ9 and traditional bank accounts. Key capabilities: * Convert and send funds across currencies * Maintain full self-custody of assets * Schedule or automate recurring FX payments * Instantly track account activity * Request payments in local currency * 0% transaction fees and near mid-market FX rates Upcoming updates include support for 130+ global currencies with live FX rate visibility, and an expansion of withdrawal coverage to match our already-global deposit reach. Current coverage: * Deposits: Global * Withdrawals: Australia, Canada, Europe, UK (+9 territories), and the United States * Transactions: Global Crypto-native users can also off-ramp USDC or ETH directly to their local bank by sending assets to their EQ9 account address — offering one of the simplest and most integrated crypto-to-fiat experiences available today. EQ9 is building the infrastructure for a modern global economy — one that is fast, secure, cheap, and borderless.