Comparison

Dayco vs Gulaq By Estee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dayco

Features
Read full description

Dayco Mobile Trading & Financial Planning & Wealth Creation App: One of the most secure & verified Financial investment & Wealth Creation & online share market app to buy and sell shares online. Designed for Indian stock market with intraday trading, real-time streaming quotes & financial market news. Why Choose us? Intelligent Goal Based Financial Investment and Wealth Creation Platform - Single login, Single solution. Now access everything with a single login! - Go the direct way. We have built the direct E-DIS facility right into the app. - Make instant payments/withdrawals through the app. At your fingertips! - Responsive, User-friendly, and Intuitive to make sure your investment journey is seamless. - Need help? Get in touch with our support team directly through the App. Offering All Financial Asset Class & International Stock Trading Platform under one ROOF through APP.

About

Gulaq By Estee

This app simplifies mutual fund investing with AI-powered insights. It provides a clear overview of your portfolio, identifies risks, and offers personalized guidance to help you make informed financial decisions.

Highlights
  • AI Chatbot for portfolio queries
  • Portfolio X-Ray with risk and diversification analysis
  • Mutual fund and SIP tracker
  • Direct vs. Regular plan savings calculator
  • Educational blogs and videos
  • Advanced financial metrics
Features
Read full description

Too many mutual funds. Not enough clarity? Your mutual fund portfolio may look fine on the surface. But do you know what’s actually working, what isn’t, and what could be improved? Gulaq helps you go beyond simply tracking returns. Get an X-Ray of your mutual fund portfolio, uncover hidden risks, understand your Risk Gear and get personalized portfolio recommendations—all in one place. See What Your Portfolio Is Really Made Of With Gulaq Portfolio X-Ray, analyse your mutual funds across: • Risk and returns • Asset allocation • Diversification • Fund overlap • Sector exposure • Alpha, Beta and Sharpe Ratio • Other key portfolio metrics See beyond individual fund returns and understand your portfolio as a whole. Find Risks You May Not See Owning multiple mutual funds doesn’t always mean you’re well diversified. Gulaq helps identify: • Repeated stock exposure • Similar mutual funds • High fund overlap • Concentrated exposures • Other portfolio risks So you can see what may be hiding inside your investments. Know Your Portfolio. Know Your Risk. Discover your Gulaq Risk Gear based on your risk tolerance, investment objectives and investment horizon. Understand the level of risk suited to you and use your Risk Gear as the foundation for personalized portfolio recommendations. Understand First. Optimize Next. See how your current mutual fund portfolio compares with a personalized optimized portfolio aligned with your Risk Gear. Understand: • Where your portfolio could improve • What changes may be recommended • Which investments you may consider buying, selling or holding • Why each change is suggested • How the recommended changes could affect your portfolio Move from simply knowing what you own to understanding what you can do next. Ask Gulaq AI About Your Portfolio Gulaq AI is your portfolio assistant. Ask questions about your actual investments and get personalized insights around: • Portfolio performance • Risk • Diversification • Fund overlap • Asset allocation • Mutual fund investments • Investment concepts No need to decode every portfolio metric yourself. Ask Gulaq AI and understand your investments in simpler terms. Track Everything in One Place View your mutual fund holdings, current portfolio value, invested amount and XIRR in one place. Track your investments, understand your portfolio and discover opportunities to improve it—all within Gulaq. From Mutual Fund Confusion to Portfolio Clarity Gulaq combines portfolio tracking, Portfolio X-Ray, risk profiling, AI-powered insights and personalized investment advisory to help you make more informed investment decisions. Regulated Investment Advisory Gulaq is offered by Estee Advisors Pvt. Ltd., a SEBI-registered Investment Adviser (INA000016463).

Screenshots

Dayco4 screens
Gulaq By Estee4 screens

Verdict

The call

Dayco and Gulaq By Estee are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

ScorecardNo meaningful differences
Dayco versus Gulaq By Estee: the parameters behind the verdict, then further details
ParameterDaycoGulaq By Estee
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size121 MB68 MB
Age rating4+17+
DeveloperDayco Securities Pvt LtdEstee Advisors Private Limited

In-app purchases

None

Dayco

No in-app purchases

None

Gulaq By Estee

No in-app purchases

Questions

Is Dayco free?
Dayco is free to download, with no in-app purchases.
Is Gulaq By Estee free?
Gulaq By Estee is free to download, with no in-app purchases.
Do Dayco or Gulaq By Estee have ads?
Neither Dayco nor Gulaq By Estee shows ads.
Which is updated more often, Dayco or Gulaq By Estee?
Dayco ships an update monthly, and Gulaq By Estee monthly. Most recently, Dayco was updated on October 5, 2026 and Gulaq By Estee on October 13, 2026.

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