PBOS Mobile vs My4SB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PBOS Mobile
Consolidate all your financial accounts from various institutions into one convenient view. Manage transactions with tags and notes, set balance alerts, make payments, and transfer funds. Secure your finances with passcode or biometric login.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- View and save monthly statements
- Find branches and ATMs
- Secure login with passcode/biometrics
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PBOS Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PBOS Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices. To use the PBOS Mobile app, you must be enrolled as a People's Bank of Seneca digital banking user. If you currently use our Online Banking, simply download the app, launch it, and login with the same credentials.
My4SB
Manage your finances on the go with this secure mobile banking app. Set up alerts, make payments, transfer funds, deposit checks, and reorder debit cards. Access statements and find nearby branches and ATMs easily.
- Account balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- View monthly statements
- Find branches and ATMs
- Secure login with passcode/biometrics
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My4SB Mobile Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with My4SB Mobile Banking: Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices. My4SB Mobile Banking is available to download for all 4SB customers at no cost. Data and messaging charges from your carrier may apply. Member FDIC and Equal Housing Lender
Screenshots
Verdict
PBOS Mobile and My4SB both sit at 4.8 stars, but that hides the real split: 100% of My4SB's written reviews are positive against 60% of PBOS Mobile's. My4SB also leads on monetization model (ad-supported vs free with in-app purchases). PBOS Mobile's advantage is ratings volume (280 vs 42). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for PBOS Mobile against 4.8 for My4SB. That said, the two scores are not equally well evidenced: PBOS Mobile has 280 ratings behind it against 42, so its average is the more settled of the two. Written reviews are what separate them: 60% of PBOS Mobile's written reviews are positive against 100% of My4SB's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 2, 2026 respectively.
| Parameter | PBOS Mobile | My4SB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (280 ratings) | 4.8 (42 ratings) |
| Positive reviews | 60.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 280 — better | 42 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 180 MB | 178 MB |
| Age rating | 17+ | 4+ |
| Developer | People's Bank of Seneca | Four States Bancshares, Inc. |
Customer experience
PBOS Mobile
My4SB
In-app purchases
PBOS Mobile
No in-app purchases
My4SB
No in-app purchases
Questions
Is PBOS Mobile free?
Is My4SB free?
Which has better reviews, PBOS Mobile or My4SB?
Do PBOS Mobile or My4SB have ads?
Which is updated more often, PBOS Mobile or My4SB?
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