Comparison

CBT Mobile Banking MO vs PBOS Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBT Mobile Banking MO

Manage your finances conveniently from your mobile device. View account balances, recent transactions, transfer funds, and pay bills securely. Locate branches and ATMs with GPS, and access automated information via Voice Banking.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Find nearest branch/ATM
  • Access Voice Banking
Features
Read full description

CBT Mobile Community Bank & Trust of southwest Missouri and southeast Kansas Banking from your mobile device ENROLLMENT REQUIRED Mobile banking offers you the ability to view account balances and recent transactions, transfer funds between your accounts, and even pay your bills. Our mobile banking solution provides you with the ultimate in convenience for managing your finances anytime, anywhere from your Apple device. Requirements: To use Mobile Banking, you will have to be enrolled in CBT Internet Banking. You can enable Mobile right from your Internet Bank portal! Go to “Other Services” and choose “Mobile”. Security: Enjoy the peace of mind of the same secure authentication as from your desktop computer. Capability: • View account balances on all accounts • View recent transactions • Transfer funds between your accounts • Pay bills • Find the nearest branch or ATM using your device GPS • Call our Voice Banking service for automated information and Customer Service Support: 1-417-451-1040 Community Bank and Trust has branches in MO: Neosho, Joplin, Carl Junction, Diamond, Granby, Seneca, Anderson and in KS: Riverton and Galena.

About

PBOS Mobile

Consolidate all your financial accounts from various institutions into one convenient view. Manage transactions with tags and notes, set balance alerts, make payments, and transfer funds. Secure your finances with passcode or biometric login.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • View and save monthly statements
  • Find branches and ATMs
  • Secure login with passcode/biometrics
Features
Read full description

PBOS Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PBOS Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices. To use the PBOS Mobile app, you must be enrolled as a People's Bank of Seneca digital banking user. If you currently use our Online Banking, simply download the app, launch it, and login with the same credentials.

Screenshots

CBT Mobile Banking MO4 screens
PBOS Mobile4 screens

Verdict

The call

CBT Mobile Banking MO and PBOS Mobile both sit at 4.6 stars, but that hides the real split: 60% of PBOS Mobile's written reviews are positive against 30% of CBT Mobile Banking MO's. PBOS Mobile also leads on update cadence (monthly vs every 4 months). CBT Mobile Banking MO's advantage is ratings volume (1.4K vs 287) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PBOS Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.4K and 287 respectively. Written reviews point the same way: 30% of CBT Mobile Banking MO's written reviews are positive against 60% of PBOS Mobile's.

UpkeepUpdate frequency

CBT Mobile Banking MO ships an update every 4 months, PBOS Mobile monthly. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
CBT Mobile Banking MO versus PBOS Mobile: the parameters behind the verdict, then further details
ParameterCBT Mobile Banking MOPBOS Mobile
PriceFreeFree
Rating4.6 (1.4K ratings)4.8 (287 ratings) — better
Positive reviews29.7% of reviews60.0% of reviews — better
Number of ratings1.4K — better287
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size48 MB199 MB
Age rating4+17+
DeveloperCommunity Bank and TrustPeople's Bank of Seneca

Customer experience

CBT Mobile Banking MO

All ratings1,274 ratings
Positive91.0%
Neutral3.1%
Negative6.0%
Written reviews37 reviews
Positive29.7%
Neutral5.4%
Negative64.9%

PBOS Mobile

All ratings286 ratings
Positive94.8%
Neutral2.1%
Negative3.1%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Bugs and requests

CBT Mobile Banking MO

Reported bugs

3 issues
  • App not launching after iOS update
  • Unable to update/install app
  • Pasting password not working for transfers

Requested features

2 requests
  • Add debit card lock/unlock feature
  • Improve Zelle integration

PBOS Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CBT Mobile Banking MO

No in-app purchases

None

PBOS Mobile

No in-app purchases

Questions

Is CBT Mobile Banking MO free?
CBT Mobile Banking MO is free to download, with no in-app purchases.
Is PBOS Mobile free?
PBOS Mobile is free to download, with no in-app purchases.
Which has better reviews, CBT Mobile Banking MO or PBOS Mobile?
PBOS Mobile is rated higher. CBT Mobile Banking MO averages 4.6 out of 5 from 1.4K ratings, while PBOS Mobile averages 4.8 from 287 ratings.
Do CBT Mobile Banking MO or PBOS Mobile have ads?
Neither CBT Mobile Banking MO nor PBOS Mobile shows ads.
Which is updated more often, CBT Mobile Banking MO or PBOS Mobile?
CBT Mobile Banking MO ships an update every 4 months, and PBOS Mobile monthly. Most recently, CBT Mobile Banking MO was updated on October 26, 2026 and PBOS Mobile on October 22, 2026.

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