What's Due vs Cutty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
What's Due
Organize your income and bills to avoid late payments. This app provides reminders, projections, and quick actions to manage your finances efficiently. Sync across devices and secure your data with biometrics.
- Bill reminders
- Income and bill tracking
- Projected occurrences
- iCloud sync
- Quick actions for payments
- Biometric security
- Search functionality
Read full descriptionHide full description
Tired of using spreadsheets for tracking your bills? Or maybe you have all of your bills in a to-do app that's not designed for bill tracking... Do you sometimes forget that a bill is due until it's already overdue? That's where What's Due comes in! Never forget about your upcoming bills again with this easy-to-use app. Some of the top features: - Projected Occurrences: Show the next occurrence only... Or turn on the 'Include Projections' filter to include projections up to a year out. - Income & Bills: Add all your income and bills to track everything in one place. - Calendar: See your month at a glance — a month grid marking the days income and bills are due, with each day's list one tap away. - Charts (premium): Visualize your bills and income with category, account, and trend charts — including your on-time payment rate and year-over-year comparisons. - Search: Quickly find any income or bill with the dedicated Search tab. - Widgets (premium): Add widgets to your Home Screen to see and update your bills without opening the app. - Unlimited Bills (premium): Track all your bills (premium feature) or up to 5 upcoming bills at a time without upgrading. - Bill Reminders: Never forget to pay a bill with bill reminder notifications. - iCloud Sync: Automatically syncs with your iCloud, so you can start on your iPhone and continue on your iPad, Mac, or Apple Vision Pro. - Quick Actions: Swipe right to mark as paid or scheduled (paid, but hasn't cleared your bank yet) and left to delete an income/bill. Long pressing a bill with a 'Bill Pay URL' added will allow you to quickly pay online. - Import/Export CSV (premium): Import your bills from a CSV file. Or export them to save outside the app. - Biometrics: Hide your bills from prying eyes by locking them behind biometrics. - Alternate App Icons: Personalize your app with alternate icon options. - Accent Colors (premium): Set your favorite accent color to be used throughout the app. - Multilingual: Use What's Due in English, Spanish (español), French (français), Italian (italiano), Portuguese (português), or German (Deutsch). With an upgrade to Premium, you get: - Widgets - Charts - Unlimited Income/Bills - Import/Export CSV - Accent Colors Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Cutty
Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.
- Expense tracking by category
- Weekly, monthly, yearly spending analytics
- Add, edit, and organize bills
- Secure on-device data storage
- Subscription management
Read full descriptionHide full description
Cutty is a calm subscription manager for people whose recurring charges have quietly taken over the card statement. It runs on iPhone, iPad, and Apple Silicon Mac, and the goal is small - find what you are paying for, see when the next charge lands, and decide what is worth keeping. The home screen opens on a calendar heatmap of the next twelve months, so the heaviest months and the surprise yearly bills are visible at a glance. Tap any month to see which subscriptions land there, which days, how much, in your own currency. A cozy little cat mascot keeps watch while you tidy things up - because nothing about money admin needs to feel like a spreadsheet. Adding a subscription is one tap, picking a color and a cycle takes a few seconds, and the next renewal date sits right there on the row. Cutty also brings on-device Apple Intelligence into the picture. Hand the app a PDF receipt, a screenshot of an email, or pasted text - and it pulls subscription names, prices, and cycles out of the noise. Everything stays on your device. No accounts, no analytics linked to you, no cloud sync unless you decide to turn on iCloud yourself. Deeper tools are part of an optional Premium upgrade - the AI import flow, additional spending charts, plain-English notes about the months ahead, quick links to cancel a service, monthly budget alerts, CSV export, and a lock screen widget. Basics including the calendar, manual entry, renewal reminders, and your full subscription list stay free with no time limit. Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vTDX9pxPOlUJl_skVUHPi99mAw0y2B2BYd_v1mJkoF3xW3rlOcW5KlYd4t93MMbbGhctSTnBTy7d_l6/pub Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Cutty at 100% against What's Due's 78%. What's Due's advantage is update cadence (every 3 weeks vs every 2 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. What's Due sells 3 in-app purchases, starting at $4.99 per month and Cutty sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
What's Due ships an update every 3 weeks, Cutty every 2 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | What's Due | Cutty |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (324 ratings) — better | — |
| Positive reviews | 77.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 324 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Vision Pro — better | iPhone, iPad |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 70 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Semper Phoenix LLC | Andrii Bashta |
Customer experience
What's Due
Cutty
Bugs and requests
What's Due
Reported bugs
3 issues- Data randomly disappears and reappears
- Auto pay doesn't auto pay bills
- No notifications or reminders
Requested features
11 requests- Add user to bills
- Calendar view
- One-time payment option
- Dark mode
- Add current savings option
Show 6 moreShow fewer
- Auto-pay for bills and income
- +/- for whole month
- Visual graph of monthly/annual data
- Counter on app icon
- Total $ by month
- Add payday
Cutty
Not enough reviews yet to summarise bugs or requests.
In-app purchases
What's Due
- Premium (Monthly)$4.991 Month
- Premium (Annual)$19.991 Year
- Lifetime Premium$59.99
Cutty
- Unlock Premium features$9.99









