M1 Direct vs RC 3.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M1 Direct
Access your financial solutions and services conveniently. This app helps international investors stay connected and plan for the future with financial tools designed for different life stages. Benefit from value, service, and ongoing support.
- Access financial solutions
- Connect with services
- Plan for the future
- Support for life stages
- Value and service commitment
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The M1 Specialty mobile app provides clients with convenient access to their M1 Specialty financial solutions and services, helping international investors stay connected and confidently plan for the future. At M1 Specialty, we provide financial solutions designed to support clients through the different stages of life, helping them pursue financial security and greater peace of mind. With the M1 Specialty app, clients can easily access information and resources related to their financial solutions while benefiting from M1 Specialty’s commitment to value, service, and ongoing support.
RC 3.0
Manage your RC365 cards with ease using this application. It offers features for user login, identity verification, card applications, and transaction tracking. Designed for a streamlined card management experience.
- User login
- Identity verification
- Card application
- Transaction tracking
- Sleek designs
- Intuitive features
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RC3.0 is your all-in-one app for managing RC365 cards, Merchant POS, and Virtual Accounts with ease. Enjoy secure login, fast identity verification, seamless card applications, and real-time transaction tracking. Merchants can accept card and QR payments, monitor sales instantly, and manage settlements effortlessly. Upgrade to RC3.0 and experience smarter, faster, and more powerful payment management — all in one app.
Screenshots
Verdict
The clearest difference is update cadence: RC 3.0 at fortnightly against M1 Direct's every 2 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for M1 Direct against 5.0 for RC 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
M1 Direct ships an update every 2 months, RC 3.0 fortnightly. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.
| Parameter | M1 Direct | RC 3.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 46 MB | 70 MB |
| Age rating | 4+ | 17+ |
| Developer | M1 Admin LLC | Regal Crown Technology Limited |
Customer experience
M1 Direct
RC 3.0
In-app purchases
M1 Direct
No in-app purchases
RC 3.0
No in-app purchases
