M1 Direct vs Mirai Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M1 Direct
Access your financial solutions and services conveniently. This app helps international investors stay connected and plan for the future with financial tools designed for different life stages. Benefit from value, service, and ongoing support.
- Access financial solutions
- Connect with services
- Plan for the future
- Support for life stages
- Value and service commitment
Read full descriptionHide full description
The M1 Specialty mobile app provides clients with convenient access to their M1 Specialty financial solutions and services, helping international investors stay connected and confidently plan for the future. At M1 Specialty, we provide financial solutions designed to support clients through the different stages of life, helping them pursue financial security and greater peace of mind. With the M1 Specialty app, clients can easily access information and resources related to their financial solutions while benefiting from M1 Specialty’s commitment to value, service, and ongoing support.
Mirai Wealth
Read full descriptionHide full description
Wondering, “How much can I safely spend before payday?” See the answer at a glance. Keep personal money private, and share only the accounts, cards, and plans you manage together. Mirai Shushi is a money planner that combines what you have now with upcoming paychecks, rent, card payments, and other plans to show your balance day by day. The more you add, the clearer your lowest future balance becomes. You can make today’s spending decision without learning complicated reports. What you can do • See bank accounts and cards together • View a day-by-day balance from future income and expenses • Track budgets and savings with simple progress bars • Repeat paychecks, rent, bills, and other regular items automatically • Reflect installment and revolving payments in your future • Check key information with widgets and notifications • Practice on the real interface with interactive tutorials We never collect your amounts or transaction details for advertising or analytics. Personal data stays only on your device by default. With Pro, you can optionally sync personal data across your own iPhone, iPad, and Mac through iCloud. Shared household groups are also supported. Money management that is easy to understand—even if budgeting apps never stuck before. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: M1 Direct at none against Mirai Wealth's 1. M1 Direct also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). Mirai Wealth's advantage is update cadence (every 3 days vs every 2 months). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mirai Wealth sells 1 in-app purchase, starting at $1.99 per month. M1 Direct asks for nothing beyond the download.
M1 Direct ships an update every 2 months, Mirai Wealth every 3 days. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.
| Parameter | M1 Direct | Mirai Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 46 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | M1 Admin LLC | JIN Takumi |
In-app purchases
M1 Direct
No in-app purchases
Mirai Wealth
- Mirai Wealth ProPlan Monthly1 Month trial$1.991 Month









