SmileBudget vs Trudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmileBudget
This app offers a private and intuitive way to track expenses, plan budgets, and manage your finances. It helps you understand spending patterns, monitor assets, and grow your net worth with features like AI voice entry and customizable ledgers. Enjoy a clean design and secure iCloud sync without ads or accounts.
- Fast expense tracking
- Budget planning
- Asset & net worth tracker
- AI voice entry
- Multiple ledgers
- Spending reports & insights
- Private iCloud sync
Read full descriptionHide full description
SmileBudget — a private, beautifully designed budgeting app that helps you track expenses, plan budgets, manage your money, and grow your net worth. Whether you're budgeting for everyday life, saving for a goal, or managing your family's finances, SmileBudget makes money management simple, mindful, and enjoyable. No ads. No accounts. No tracking. 「KEY FEATURES」 • Fast Expense Tracking Record expenses and income in seconds. Quick, simple, and designed for everyday use. • Budget Planning Create monthly budgets, track your spending, and stay in control before you overspend. See exactly where your money goes every month. • Asset & Net Worth Tracker Manage cash, bank accounts, credit cards, investments, and other assets in one place. Watch your net worth grow over time. • Recurring Bills Automatically record recurring expenses like rent, subscriptions, insurance, utilities, and more. Never miss a payment again. • AI Voice Entry Simply describe your transaction. SmileBudget automatically turns your voice into organized expense records. • Multiple Ledgers Create separate ledgers for personal finances, family budgets, travel, work, or any project. Keep every part of your financial life organized. • Spending Reports & Insights Discover spending patterns with beautiful charts and category analysis. Make smarter financial decisions with clear insights. • Private iCloud Sync Sync your data securely across your iPhone and iPad using iCloud. No account required. Your financial data stays yours. • Home Screen Widgets Add transactions instantly and view your financial overview right from your Home Screen. • Beautiful by Design Enjoy a clean, minimalist interface with thoughtfully crafted themes and delightful details. Budgeting should feel calm—not complicated. Why SmileBudget? Managing money doesn't have to be stressful. SmileBudget helps you build healthier financial habits, understand where your money goes, and make confident spending decisions every day. Track smarter. Spend mindfully. Grow steadily.
Trudget
Read full descriptionHide full description
Trudget is a thoughtful, private budget and spending tracker for iPhone and iPad. Understand where your money goes, make a practical plan, and follow your progress without connecting a bank account or sending your financial history to a server. SEE THE WHOLE PICTURE Review income, spending, cash flow, and savings rate from a clear dashboard. Choose a week, month, quarter, year, custom range, or all-time view, then compare results with the previous period. CAPTURE RECEIPTS, PRIVATELY Scan a paper receipt or choose photos from your library. Trudget recognizes the merchant, date, total, and line items on device, lets you review everything, and keeps the original receipt with its transaction. Nothing is uploaded for recognition. PLAN A BUDGET THAT FITS Create a flexible category budget, see how much has been spent, and quickly identify what remains or has gone over plan. Open any category to explore its trends and contributing transactions. BUILD SAVINGS GOALS Connect goals to the accounts funding them, record allocations, and follow progress over time. KEEP ACTIVITY ORGANIZED Add expenses, income, and linked transfers with fast everyday entry. Search, filter, group, and bulk-edit your history. Create recurring transactions and receive optional reminders before they are due. UNDERSTAND EVERY ACCOUNT Track chequing, savings, credit cards, cash, and other accounts in one place. Review account history, make balance adjustments, and reconcile credit-card statements against your ledger. MAKE TRUDGET YOURS Choose an optional theme and matching Home Screen icon. Supporter membership offers access to every current and future appearance plus exclusive icons. Purchases are cosmetic: every budgeting tool remains available without paying. MOVE BEYOND THE SPREADSHEET Import UTF-8 CSV files with guided account and category mapping. Export your ledger whenever you want a portable copy or spreadsheet-ready backup. PRIVATE BY DESIGN Your budgeting data and receipt images stay on your device. Trudget has no account registration, advertising, analytics SDK, or bank connection. StoreKit purchases are handled by Apple. Trudget supports light and dark appearance, iPhone and iPad layouts, Dynamic Type, VoiceOver, Reduce Motion, and optional haptic feedback. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: SmileBudget at every 3 days against Trudget's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SmileBudget sells 2 one-off in-app purchases and Trudget sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
SmileBudget ships an update every 3 days, Trudget every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | SmileBudget | Trudget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (9 ratings) — better | — |
| Positive reviews | 92.6% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 3 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 126 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Koniio Co., Ltd. | CONNOR ZACCHAEUS TAN |
In-app purchases
SmileBudget
- Annual$9.99
- Lifetime$14.99
Trudget
- Monthly Supporter$1.991 Month
- Annual Supporter$14.991 Year
- Coffee$0.99
- Ocean Tide Theme$1.99
- Forest Trail Theme$1.99
Show 5 moreShow fewer
- Desert Bloom Theme$1.99
- Wildflower Theme$1.99
- Stargazer Theme$1.99
- Lunch$4.99
- Spreadsheet Rescue$9.99









