Comparison

Pure账本 vs MyFinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pure账本

This app offers a streamlined way for multiple users to track expenses and manage savings. It features automatic cloud synchronization, detailed charts, and robust budgeting tools, all without ads or community features.

Highlights
  • Multi-user accounting
  • iCloud automatic cloud sync
  • Simplified expense tracking
  • Savings plans
  • Budget management
  • Data backup and migration
  • Password protection
Features
Read full description

Pure账本是一款简洁、轻量好用的多人记账app和存钱工具,无广告、无社区、无理财。 我们承诺不保存和使用您的数据,如果开启了 iCloud 云同步,请妥善保管好您的 iCloud 账号。 【功能介绍】 - 多人记账; - iCloud 自动云同步,保证数据安全; - 极简记账,快速完成每一笔记账操作; - 存钱计划,支持灵活存钱、定额存钱、365天存钱、52周存钱和12存单等; - 支出/收入 丰富的分类,一目了然; - 图表分析,各类趋势一目了然。 - 支持数据备份,便于迁移; - 支持无限制添加分类,排序和数据迁移; - 支持预算管理,为每个月的支出做个预算; - 支持密码保护; - 支持支出账单退款; - 支持报销账单; - 支持多账本; - 支持账单添加图片; - 支持周期自动入账; - 支持标签功能; 【会员】 1、如果您开通连续包月、连续包季或连续包年服务,则视为您授权Pure账本在您开通的会员服务订购服务即将到期时,从您的iTunes账户(简称“账户”)代扣下一个计费周期的会员服务费用。扣费时间为计费周期前24小时内。因上述账户余额不足导致扣费失败的,Pure账本有权在不作另行通知的前提下,暂停或终止您的会员服务。 2、关于取消已开通的自动续期服务,在iOS设备“设置” → “iTunes Store 与 App Store” → 选择“Apple ID” → 点击“查看 Apple ID” → 在账户设置页面点击“订阅” → 取消订阅。 - 恢复购买 如果您确定之前完成了购买,可以点击右上角 “恢复购买” 进行购买恢复。 隐私政策:https://gitee.com/coder_to/sun/raw/master/.App/Privacy.md 会员服务协议:https://gitee.com/coder_to/sun/raw/master/.App/ServiceForMembers.md

About

MyFinance

Features
Read full description

Make everyday money easier to record and understand. MyFinance helps you turn voice or text into editable transaction drafts, review the details, and save with confidence. Prefer the keypad? You can also enter transactions manually. REVIEW BEFORE YOU SAVE Describe income and expenses naturally. The assistant can organize multiple entries into drafts. Check amounts, dates and categories before saving; drafts are not posted automatically. A LEDGER FOR EACH PART OF LIFE Keep personal, family and travel finances organized. Shared ledgers and collaboration are available with eligible membership plans. MULTIPLE CURRENCIES, CONNECTED RECORDS Choose TWD, USD, JPY, EUR or HKD as the base currency for a new ledger. For foreign-currency entries, provide an exchange rate or the actual booked amount. Reports, budgets and offsets use the ledger base currency. Exchange rates are not downloaded or changed automatically, and changing a setting does not convert existing records. KEEP REPAYMENTS IN VIEW Follow advances, repayments and partial offsets, with linked records you can revisit. SEE WHERE YOUR MONEY GOES Use the dashboard, category reports and weekly spending trends to review expenses. Organize budgets, assets and recurring income or expenses. KEEP YOUR DATA PORTABLE Use full backups and supported CSV import or export. Preview and confirm imports before applying them. Basic bookkeeping is free and includes 50 on-device smart parsing uses per month. Additional ledgers, collaboration and cloud AI depend on your membership plan. MyFinance standard CSV import, CSV export, advanced charts and insights, and asset expansions are available as separate one-time purchases. A separate free migration tool supports selected formats from other apps, with TWD target ledgers only. See Membership & Features in the app for current benefits, limits and local pricing. Before cloud AI use, the app explains the information shared and asks for your consent. You can cancel or withdraw consent in Settings. Always review voice recognition, draft details and currency amounts. MyFinance is a tool for everyday financial records, not investment, tax or legal advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nicktim1113.github.io/MyFinance-Official/en/privacy.html Support: https://nicktim1113.github.io/MyFinance-Official/

Screenshots

Pure账本4 screens
MyFinance4 screens

Verdict

The call

The clearest difference is update cadence: MyFinance at every 5 days against Pure账本's every 2 months. Pure账本's advantage is iOS requirement (15.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pure账本 sells 3 in-app purchases, starting at $4.99 per year and MyFinance sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pure账本 ships an update every 2 months, MyFinance every 5 days. The most recent releases landed on October 16, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 6 level
Pure账本 versus MyFinance: the parameters behind the verdict, then further details
ParameterPure账本MyFinance
PriceFreeFree
Positive reviews66.7% of reviews—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.5
Further details — not scored
Size23 MB33 MB
Age rating4+4+
Developer添欢 谢ChiWei Huang

In-app purchases

3 purchases

Pure账本

Subscriptions1
  • 连续包年3 Days trial$4.991 Year
One-time2
  • 终身会员$9.99
  • 终身会员(家庭版)$14.99
10 purchases

MyFinance

Subscriptions4
  • Advanced Monthly$1.991 Month
  • Pro Monthly$2.991 Month
  • Advanced Yearly$14.991 Year
Show 1 more
  • Pro Yearly$29.991 Year
One-time6
  • CSV Import Feature$3.99
  • Asset Plus$3.99
  • CSV Export Feature$3.99
Show 3 more
  • Insights Pack$4.99
  • Offset Net Statistics$4.99
  • Unlimited Assets$7.99

Questions

Is Pure账本 free?
Pure账本 is free to download, with in-app purchases available.
Is MyFinance free?
MyFinance is free to download, with in-app purchases available.
Do Pure账本 or MyFinance have ads?
Neither Pure账本 nor MyFinance shows ads.
Which is updated more often, Pure账本 or MyFinance?
Pure账本 ships an update every 2 months, and MyFinance every 5 days. Most recently, Pure账本 was updated on October 16, 2026 and MyFinance on October 31, 2026.

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