MyFinance vs Moji
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
MyFinance
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Make everyday money easier to record and understand. MyFinance helps you turn voice or text into editable transaction drafts, review the details, and save with confidence. Prefer the keypad? You can also enter transactions manually. REVIEW BEFORE YOU SAVE Describe income and expenses naturally. The assistant can organize multiple entries into drafts. Check amounts, dates and categories before saving; drafts are not posted automatically. A LEDGER FOR EACH PART OF LIFE Keep personal, family and travel finances organized. Shared ledgers and collaboration are available with eligible membership plans. MULTIPLE CURRENCIES, CONNECTED RECORDS Choose TWD, USD, JPY, EUR or HKD as the base currency for a new ledger. For foreign-currency entries, provide an exchange rate or the actual booked amount. Reports, budgets and offsets use the ledger base currency. Exchange rates are not downloaded or changed automatically, and changing a setting does not convert existing records. KEEP REPAYMENTS IN VIEW Follow advances, repayments and partial offsets, with linked records you can revisit. SEE WHERE YOUR MONEY GOES Use the dashboard, category reports and weekly spending trends to review expenses. Organize budgets, assets and recurring income or expenses. KEEP YOUR DATA PORTABLE Use full backups and supported CSV import or export. Preview and confirm imports before applying them. Basic bookkeeping is free and includes 50 on-device smart parsing uses per month. Additional ledgers, collaboration and cloud AI depend on your membership plan. MyFinance standard CSV import, CSV export, advanced charts and insights, and asset expansions are available as separate one-time purchases. A separate free migration tool supports selected formats from other apps, with TWD target ledgers only. See Membership & Features in the app for current benefits, limits and local pricing. Before cloud AI use, the app explains the information shared and asks for your consent. You can cancel or withdraw consent in Settings. Always review voice recognition, draft details and currency amounts. MyFinance is a tool for everyday financial records, not investment, tax or legal advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nicktim1113.github.io/MyFinance-Official/en/privacy.html Support: https://nicktim1113.github.io/MyFinance-Official/
Moji
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Moji, a simple and easy-to-use money tracking app. Quick logging, clear categories, reminder tracking, and chart analysis. A more intuitive way to organize your money. Quick Logging Record expenses in fewer steps. Category Organization Organize each expense clearly with a tree-based category system. Reminders & Recurring Tracking Set custom reminder times and keep track of fixed expenses and subscriptions. Charts & Trend Analysis View monthly spending, category breakdowns, and spending trends. Many features are still in development β stay tuned! Have a feature in mind? Feel free to make a wish!
Screenshots
Verdict
The clearest difference is in-app purchases: Moji at none against MyFinance's 10. On price, update cadence, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. MyFinance sells 10 in-app purchases, starting at $1.99 per month. Moji asks for nothing beyond the download.
MyFinance ships an update every 5 days, Moji every 6 days. Both last shipped on October 31, 2026.
| Parameter | MyFinance | Moji |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days β better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 18.5 | 18.1 β better |
| Further details β not scored | ||
| Size | 33 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | ChiWei Huang | YI RU LIN |
In-app purchases
MyFinance
- Advanced Monthly$1.991 Month
- Pro Monthly$2.991 Month
- Advanced Yearly$14.991 Year
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- Pro Yearly$29.991 Year
- CSV Import Feature$3.99
- Asset Plus$3.99
- CSV Export Feature$3.99
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- Insights Pack$4.99
- Offset Net Statistics$4.99
- Unlimited Assets$7.99
Moji
No in-app purchases









