Comparison

Moji vs Riyu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moji

Features
Read full description

Moji, a simple and easy-to-use money tracking app. Quick logging, clear categories, reminder tracking, and chart analysis. A more intuitive way to organize your money. Quick Logging Record expenses in fewer steps. Category Organization Organize each expense clearly with a tree-based category system. Reminders & Recurring Tracking Set custom reminder times and keep track of fixed expenses and subscriptions. Charts & Trend Analysis View monthly spending, category breakdowns, and spending trends. Many features are still in development — stay tuned! Have a feature in mind? Feel free to make a wish!

About

Riyu

This app helps you manage your daily spending by calculating how much you can afford to spend each day. It tracks unused funds and overspending, allowing your budget to adapt to your financial reality. Features include quick expense entry, rolling balances, and shared budgets.

Highlights
  • Daily spending calculation
  • Rolling budget balance
  • Quick expense tracking
  • Shared budget management
  • Home screen widget
  • iCloud synchronization
Features
Read full description

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Moji4 screens
Riyu4 screens

Verdict

The call

The clearest difference is in-app purchases: Moji at none against Riyu's 2. Moji also leads on update cadence (every 6 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Riyu sells 2 in-app purchases, starting at $0.99 per month. Moji asks for nothing beyond the download.

UpkeepUpdate frequency

Moji ships an update every 6 days, Riyu every 2 months. Both last shipped on October 31, 2026.

Scorecard2 real differences · 6 level
Moji versus Riyu: the parameters behind the verdict, then further details
ParameterMojiRiyu
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 6 days — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone
Requires iOS18.118.0 — better
Further details — not scored
Size81 MB35 MB
Age rating4+4+
DeveloperYI RU LIN晓清 赵

In-app purchases

None

Moji

No in-app purchases

2 purchases

Riyu

Subscriptions1
  • Monthly Collaboration7 Days trial$0.991 Month
One-time1
  • Riyu Lifetime Unlock$3.99

Questions

Is Moji free?
Moji is free to download, with no in-app purchases.
Is Riyu free?
Riyu is free to download, with in-app purchases available.
Do Moji or Riyu have ads?
Neither Moji nor Riyu shows ads.
Which is updated more often, Moji or Riyu?
Moji ships an update every 6 days, and Riyu every 2 months. Most recently, Moji was updated on October 31, 2026 and Riyu on October 31, 2026.

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