LAPO Mobile App vs Flex Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
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The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
Flex Token
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Flex Token app is a mobile application that generates time-based one-time passcodes (TOTPs) for secure, two-factor authentication (2FA). It enhances account security by requiring users to enter a code from the app in addition to their password, making it much harder for unauthorized users to gain access to accounts.
Screenshots
Verdict
The clearest difference is ads: LAPO Mobile App at none against Flex Token's shown. Flex Token's advantage is update cadence (weekly vs monthly) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LAPO Mobile App ships an update monthly, Flex Token weekly. The most recent releases landed on September 10, 2026 and September 14, 2026 respectively.
| Parameter | LAPO Mobile App | Flex Token |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (35 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.2 | 12.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | LAPO MFB | AB Microfinance Bank Nigeria Limited |
In-app purchases
LAPO Mobile App
No in-app purchases
Flex Token
No in-app purchases
Questions
Is LAPO Mobile App free?
Is Flex Token free?
Do LAPO Mobile App or Flex Token have ads?
Which is updated more often, LAPO Mobile App or Flex Token?
Other comparisons
