JOLLOF+ vs Flex Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JOLLOF+
This savings app offers a rewarding way to grow your money with high interest rates and flexible saving plans. It provides a secure and transparent platform designed for modern users looking to achieve financial freedom.
- Up to 21.6% net interest on savings
- Multiple savings tiers (JollofLock, Ajo, BabyBox, JolloFlex)
- User-friendly interface
- State-of-the-art encryption security
- Licensed by CBN and insured by NDIC
- Responsive customer support
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Introducing Jollof+, your trusted partner on your smart saving journey. Designed with the modern Nigerian in mind, Jollof+ is more than just a savings app; it's your gateway to financial freedom. Powered by Baobab Nigeria, Jollof+ is here to make savings a fun and fulfilling experience for Nigerians. 1. Mouth-watering Interest Rates. Picture this: effortlessly earning up to 21.6% net interest on your savings while you're on the move. That's the power of Jollof+. We understand the importance of your hard-earned money, so we've created a platform that not only helps you save but also rewards you generously for your financial discipline. 2. Stress-Free Savings Gone are the days of tedious paperwork, poor interest rates, and endless queues at the bank. With Jollof+, everything you need to take control of your savings is right on this app. Whether you're saving for a dream vacation, a new car, or simply building your emergency fund, our user-friendly interface and mouth-watering offers make reaching your financial goals a breeze. 3. Flexible Savings Plan. There are four tiers of savings - JollofLock, Ajo savings, BabyBox, and JolloFlex savings. Whether you want to save long term or short term, we are here for you! 4. Security and Transparency Security is our top priority, which is why we've implemented state-of-the-art encryption technology to safeguard your personal and financial information. Rest assured that your data is protected round the clock, giving you peace of mind as you focus on growing your savings. Jollof+ is licensed by CBN and insured by NDIC. 5. Customer Support We pride ourselves on our quick response time to customer queries and needs. You can rest assured that we are just a chat or a call away. Whether you're a seasoned saver or just starting your journey, there's never been a better time to download Jollof+ and start saving smartly today.
Flex Token
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Flex Token app is a mobile application that generates time-based one-time passcodes (TOTPs) for secure, two-factor authentication (2FA). It enhances account security by requiring users to enter a code from the app in addition to their password, making it much harder for unauthorized users to gain access to accounts.
Screenshots
Verdict
The clearest difference is update cadence: Flex Token at weekly against JOLLOF+'s every 3 weeks. Flex Token also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JOLLOF+ ships an update every 3 weeks, Flex Token weekly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | JOLLOF+ | Flex Token |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (15 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 15 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 77 MB | 34 MB |
| Age rating | 17+ | 4+ |
| Developer | Baobab Microfinance Bank Nigeria Limited | AB Microfinance Bank Nigeria Limited |
In-app purchases
JOLLOF+
No in-app purchases
Flex Token
No in-app purchases









