Comparison

JOLLOF+ vs Flex Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JOLLOF+

This savings app offers a rewarding way to grow your money with high interest rates and flexible saving plans. It provides a secure and transparent platform designed for modern users looking to achieve financial freedom.

Highlights
  • Up to 21.6% net interest on savings
  • Multiple savings tiers (JollofLock, Ajo, BabyBox, JolloFlex)
  • User-friendly interface
  • State-of-the-art encryption security
  • Licensed by CBN and insured by NDIC
  • Responsive customer support
Features
Read full description

Introducing Jollof+, your trusted partner on your smart saving journey. Designed with the modern Nigerian in mind, Jollof+ is more than just a savings app; it's your gateway to financial freedom. Powered by Baobab Nigeria, Jollof+ is here to make savings a fun and fulfilling experience for Nigerians. 1. Mouth-watering Interest Rates. Picture this: effortlessly earning up to 21.6% net interest on your savings while you're on the move. That's the power of Jollof+. We understand the importance of your hard-earned money, so we've created a platform that not only helps you save but also rewards you generously for your financial discipline. 2. Stress-Free Savings Gone are the days of tedious paperwork, poor interest rates, and endless queues at the bank. With Jollof+, everything you need to take control of your savings is right on this app. Whether you're saving for a dream vacation, a new car, or simply building your emergency fund, our user-friendly interface and mouth-watering offers make reaching your financial goals a breeze. 3. Flexible Savings Plan. There are four tiers of savings - JollofLock, Ajo savings, BabyBox, and JolloFlex savings. Whether you want to save long term or short term, we are here for you! 4. Security and Transparency Security is our top priority, which is why we've implemented state-of-the-art encryption technology to safeguard your personal and financial information. Rest assured that your data is protected round the clock, giving you peace of mind as you focus on growing your savings. Jollof+ is licensed by CBN and insured by NDIC. 5. Customer Support We pride ourselves on our quick response time to customer queries and needs. You can rest assured that we are just a chat or a call away. Whether you're a seasoned saver or just starting your journey, there's never been a better time to download Jollof+ and start saving smartly today.

About

Flex Token

Features
Read full description

Flex Token app is a mobile application that generates time-based one-time passcodes (TOTPs) for secure, two-factor authentication (2FA). It enhances account security by requiring users to enter a code from the app in addition to their password, making it much harder for unauthorized users to gain access to accounts.

Screenshots

JOLLOF+4 screens
Flex Token4 screens

Verdict

The call

The clearest difference is update cadence: Flex Token at weekly against JOLLOF+'s every 3 weeks. Flex Token also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JOLLOF+ ships an update every 3 weeks, Flex Token weekly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
JOLLOF+ versus Flex Token: the parameters behind the verdict, then further details
ParameterJOLLOF+Flex Token
PriceFreeFree
Rating3.9 (15 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings15 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size77 MB34 MB
Age rating17+4+
DeveloperBaobab Microfinance Bank Nigeria LimitedAB Microfinance Bank Nigeria Limited

In-app purchases

None

JOLLOF+

No in-app purchases

None

Flex Token

No in-app purchases

Questions

Is JOLLOF+ free?
JOLLOF+ is free to download, with no in-app purchases.
Is Flex Token free?
Flex Token is free to download, with no in-app purchases.
Do JOLLOF+ or Flex Token have ads?
Both JOLLOF+ and Flex Token show ads.
Which is updated more often, JOLLOF+ or Flex Token?
JOLLOF+ ships an update every 3 weeks, and Flex Token weekly. Most recently, JOLLOF+ was updated on October 24, 2026 and Flex Token on October 27, 2026.

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