LAPO Mobile App vs MasaMasa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
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The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
MasaMasa
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Instant Crypto to Naira. Pay Bills. Earn Bonuses. Need a fast and reliable way to convert crypto to Naira? MasaMasa is Nigeria’s seamless crypto-to-NGN app built for instant swaps, smooth bill payments, and rewarding bonuses — all in one secure platform. Join thousands of smart users who trust MasaMasa for quick settlements, competitive rates, and stress-free payments. Lightning-Fast Crypto to Naira Convert your digital assets to Nigerian Naira in minutes. • Instant USDT, USDC, and crypto to NGN • Competitive real-time exchange rates • Fast bank payouts • Simple and smooth experience • No P2P stress or vendor delays With Masa Masa, turning crypto into cash is fast, secure, and reliable. Bill Payments Made Easy Pay your everyday bills without switching apps. • Airtime recharge (MTN, Airtel, Glo, 9mobile) • Internet & data subscriptions • Instant confirmation on payments Handle your daily finances in seconds. Get Rewarded with Bonuses MasaMasa doesn’t just process transactions — we reward you for them. • Bonus rewards on eligible transactions • Special promotions and offers • More value every time you swap or pay Built for Security & Trust Your funds are protected with modern security infrastructure designed for reliability and peace of mind. • Advanced encryption • Secure transaction processing • Fraud monitoring systems • Safe and stable payouts Why Choose Masa Masa? • Fast crypto to Naira swaps • Smooth bill payment experience • Competitive exchange rates • Transaction bonuses • No P2P stress • Clean, user-friendly interface • Reliable Nigerian payouts How Masa Masa Works Step 1: Create your free account in minutes. Step 2: Send USDT, BTC, ETH, or supported crypto to your wallet. Step 3: Convert instantly and receive Naira in your bank account. Simple. Fast. Reliable. Built for Nigerians Whether you are: • A freelancer receiving crypto • A trader cashing out profits • A business managing settlements • Or anyone paying everyday bills MasaMasa gives you speed, convenience, and control.
Screenshots
Verdict
The clearest difference is update cadence: MasaMasa at every 9 days against LAPO Mobile App's every 6 weeks. MasaMasa also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.2). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LAPO Mobile App ships an update every 6 weeks, MasaMasa every 9 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | LAPO Mobile App | MasaMasa |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (36 ratings) — better | — |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 36 — better | — |
| Update frequency | Every 6 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 37 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | LAPO MFB | MasaMasa |
In-app purchases
LAPO Mobile App
No in-app purchases
MasaMasa
No in-app purchases









