Figur vs MasaMasa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
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Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
MasaMasa
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Instant Crypto to Naira. Pay Bills. Earn Bonuses. Need a fast and reliable way to convert crypto to Naira? MasaMasa is Nigeria’s seamless crypto-to-NGN app built for instant swaps, smooth bill payments, and rewarding bonuses — all in one secure platform. Join thousands of smart users who trust MasaMasa for quick settlements, competitive rates, and stress-free payments. Lightning-Fast Crypto to Naira Convert your digital assets to Nigerian Naira in minutes. • Instant USDT, USDC, and crypto to NGN • Competitive real-time exchange rates • Fast bank payouts • Simple and smooth experience • No P2P stress or vendor delays With Masa Masa, turning crypto into cash is fast, secure, and reliable. Bill Payments Made Easy Pay your everyday bills without switching apps. • Airtime recharge (MTN, Airtel, Glo, 9mobile) • Internet & data subscriptions • Instant confirmation on payments Handle your daily finances in seconds. Get Rewarded with Bonuses MasaMasa doesn’t just process transactions — we reward you for them. • Bonus rewards on eligible transactions • Special promotions and offers • More value every time you swap or pay Built for Security & Trust Your funds are protected with modern security infrastructure designed for reliability and peace of mind. • Advanced encryption • Secure transaction processing • Fraud monitoring systems • Safe and stable payouts Why Choose Masa Masa? • Fast crypto to Naira swaps • Smooth bill payment experience • Competitive exchange rates • Transaction bonuses • No P2P stress • Clean, user-friendly interface • Reliable Nigerian payouts How Masa Masa Works Step 1: Create your free account in minutes. Step 2: Send USDT, BTC, ETH, or supported crypto to your wallet. Step 3: Convert instantly and receive Naira in your bank account. Simple. Fast. Reliable. Built for Nigerians Whether you are: • A freelancer receiving crypto • A trader cashing out profits • A business managing settlements • Or anyone paying everyday bills MasaMasa gives you speed, convenience, and control.
Screenshots
Verdict
Figur and MasaMasa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Figur ships an update every 5 days, MasaMasa weekly. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.
| Parameter | Figur | MasaMasa |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) — better | — |
| Positive reviews | 27.3% of reviews | — |
| Number of ratings | 27 — better | — |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Truparse Nigeria Limited | MasaMasa |
In-app purchases
Figur
No in-app purchases
MasaMasa
No in-app purchases









