HostFi vs Payrit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HostFi
Manage and trade digital assets with a user-friendly interface. Create virtual cards for global payments, swap assets for free, and enjoy fast local currency withdrawals. Securely manage your portfolio and earn rewards.
- Virtual cards for global payments
- Secure digital asset wallets
- Fast local currency withdrawals
- Free digital asset swaps
- Internal transfers
- Earn rewards
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HostFi is a secure digital assets trading app with a user-friendly interface and global accessibility. From secure digital assets trading, digital assets exchange, virtual cards that can be funded with fiat or digital assets, and free digital assets swaps on all supported network pairs, to exceptional features that allow you to maximise the utility of your digital assets. Why you should trade with HostFi: 1. Virtual Cards for Global Payments: Create multiple virtual cards for different purposes. Choose between Visa or Mastercard, fund your card with digital assets or local currencies, and choose your preferred card sector. The virtual cards are designed to work efficiently on various digital platforms, including: Streaming Platforms: Apple TV, Netflix, Spotify, Hulu, and more. E-commerce Platforms: Amazon, eBay, AliExpress, Fashionnova, Shein, and other credible online stores. Online Course Platforms: Udemy, Coursera, Skillshare, and more. 2. Secure Wallets: Trading with HostFi opens you up to more opportunities in the global digital assets market. Manage your portfolio, monitor your transactions in real time, optimise your portfolio to suit market trends, and enjoy reliable transactions—all in one app. 3. Fast Naira Withdrawals: Save accounts and withdraw funds to bank accounts in your name with ease. With HostFi, Naira withdrawals are fast and secure, ensuring that you have access to your funds when needed. 4. Free Digital Assets Swaps: Swap between various digital assets at no cost. Enjoy complete flexibility and get the most utility from your digital assets. 5. Multiple Support Options: Enjoy quick issue resolutions when you reach out to us through any of our support channels. Our team is dedicated to providing you with resourceful feedback and helpful solutions. 6. Free Internal Transfers: Transfer fiat or digital assets for free using your friend’s registered email, phone number, or username. 7. Easy Deposits: Easily fund your account with Naira to buy your favourite digital assets. Why Choose HostFi? - Free Swaps on All Pairs: Swap any pair instantly with no extra charges. - No Deposit Fees: Fund your account without extra charges. - Competitive Rates: Get the most out of your trades and conversions with our unbeatable rates. - Enhanced Security: We prioritise the safety of your funds using industry-leading security protocols. - User-Friendly Interface: The app’s intuitive design is perfect for beginners and professionals, providing a smooth experience on your app. - Earn Rewards with Points: Get rewarded for performing tasks within your app. Ready to simplify your digital assets trading and management? Join thousands of satisfied users who trust HostFi for digital assets trading, payments, and many more. Download HostFi today. Secure. Simple. Smart.
Payrit
This application offers a streamlined and efficient cashless payment experience for all users. It simplifies transactions, making it convenient for everyday purchases, from small vendors to larger establishments. Enjoy a secure and user-friendly interface for all your payment needs.
- Smart payment solution
- Cashless transactions
- User-friendly interface
- Improved interbank interface
- Bug and security fixes
- Enhanced stability
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A smart payment solution for everyone. Payrit makes cashless payment easier and faster to everyone, including the roadside fruit merchant. Payrit: The one application that works everytime. - Improved Interbank Interface: Sleek and user-friendly design for seamless interactions. - Bug and Security Fixes: Enhanced stability and safeguarded your experience. - Bug Fixes: Resolved minor issues for smoother performance. Update now for an improved experience!
Screenshots
Verdict
The clearest difference is rating: HostFi at 4.6 against Payrit's 4.3. HostFi also leads on ratings volume (36 vs 3). Payrit's advantage is update cadence (every 11 days vs monthly) and iOS requirement (13.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HostFi holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: HostFi has 36 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
HostFi ships an update monthly, Payrit every 11 days. The most recent releases landed on September 29, 2026 and September 25, 2026 respectively.
| Parameter | HostFi | Payrit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (36 ratings) — better | 4.3 (3 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 36 — better | 3 |
| Update frequency | Monthly | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 178 MB |
| Age rating | 17+ | 4+ |
| Developer | HostFi Services Limited | Payrit |
Customer experience
HostFi
Payrit
In-app purchases
HostFi
No in-app purchases
Payrit
No in-app purchases
