Comparison

EarnSikka vs CIT Smart Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EarnSikka

Features
Read full description

EarnSikka is an online multi-brand loyalty program through which loyalty points known as Sikka can be issued by various merchants and can also be redeemed in various merchants.

About

CIT Smart Mobile App

Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.

Highlights
  • View account balances
  • Access mini and full statements
  • Locate branches with navigation
  • View insurance fund statements
  • Manage investment fund statements
Read full description

CIT Smart Mobile App is a convenient and safe application offered online. You can access your CIT accounts quickly and securely. With CIT Smart Mobile App, you can access accounts to perform the following services • View your account balances and with mini and full statement. • Locate Branches, with its route navigation. • Account Statement of desired date ranges. • View balance and account statements of contributions, Mutual Funds, Civil servant Insurance fund, Nepal Army Insurance fund, Teacher Insurance fund, NARC Insurance fund, APF Insurance fund, Nepal Police Insurance fund.

Screenshots

EarnSikka3 screens
CIT Smart Mobile App4 screens

Verdict

The call

The clearest difference is update cadence: EarnSikka at every 3 days against CIT Smart Mobile App's every 26 months. EarnSikka also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

EarnSikka ships an update every 3 days, CIT Smart Mobile App every 26 months. Both last shipped on November 3, 2026.

Scorecard2 real differences · 7 level
EarnSikka versus CIT Smart Mobile App: the parameters behind the verdict, then further details
ParameterEarnSikkaCIT Smart Mobile App
PriceFreeFree
Rating—3.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 days — betterEvery 26 months
AdsNo—
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — better—
Requires iOS11.0 — better12.4
Further details — not scored
Size80 MB12 MB
Age rating4+4+
DeveloperIMPERIAL CREDIT & SAVINGS COOPERATIVE LTD.Citizen Investment Trust

In-app purchases

None

EarnSikka

No in-app purchases

None

CIT Smart Mobile App

No in-app purchases

Questions

Is EarnSikka free?
EarnSikka is free to download, with no in-app purchases.
Is CIT Smart Mobile App free?
CIT Smart Mobile App is free to download, with no in-app purchases.
Which is updated more often, EarnSikka or CIT Smart Mobile App?
EarnSikka ships an update every 3 days, and CIT Smart Mobile App every 26 months. Most recently, EarnSikka was updated on November 3, 2026 and CIT Smart Mobile App on November 3, 2026.

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