EarnSikka vs HI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EarnSikka
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EarnSikka is an online multi-brand loyalty program through which loyalty points known as Sikka can be issued by various merchants and can also be redeemed in various merchants.
HI
Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.
- Fund transfer (same and other banks)
- Card management
- Loan and fixed deposit view
- QR payments (NepalPay, eSewa)
- Account statement and transfer activities
- Balance enquiry
- Utility payments
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HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).
Screenshots
Verdict
The clearest difference is update cadence: EarnSikka at every 3 days against HI's weekly. EarnSikka also leads on iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EarnSikka ships an update every 3 days, HI weekly. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.
| Parameter | EarnSikka | HI |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.5 (86 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 86 — better |
| Update frequency | Every 3 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 80 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | IMPERIAL CREDIT & SAVINGS COOPERATIVE LTD. | Himalayan Bank Limited |
Bugs and requests
EarnSikka
Not enough reviews yet to summarise bugs or requests.
HI
Reported bugs
3 issues- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors
Requested features
3 requests- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability
In-app purchases
EarnSikka
No in-app purchases
HI
No in-app purchases
