connectIPS vs HI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
HI
Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.
- Fund transfer (same and other banks)
- Card management
- Loan and fixed deposit view
- QR payments (NepalPay, eSewa)
- Account statement and transfer activities
- Balance enquiry
- Utility payments
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HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).
Screenshots
Verdict
The clearest difference is rating: connectIPS at 2.1 against HI's 1.6. connectIPS also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 9 days vs every 5 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
connectIPS holds the better App Store score, 2.1 against 1.6. Both are backed by a comparable volume of ratings — 36 and 65 respectively. Written reviews point the same way: 8% of connectIPS's written reviews are positive against 0% of HI's.
connectIPS ships an update every 5 weeks, HI every 9 days. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | connectIPS | HI |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (36 ratings) — better | 1.6 (65 ratings) |
| Positive reviews | 8.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 36 | 65 — better |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13 | 12.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 171 MB |
| Age rating | 4+ | 4+ |
| Developer | Nepal Clearing House Ltd Nchl | Himalayan Bank Limited |
Customer experience
connectIPS
HI
User reviews
connectIPS
From 36 App Store ratingsWhat we love
- 👍 Great app for banking transactions
- 👍 Service is awesome
Room to improve
- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility
HI
From 65 App Store ratingsRoom to improve
- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance
Bugs and requests
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
Show 20 moreShow fewer
- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
Show 3 moreShow fewer
- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
HI
Reported bugs
3 issues- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors
Requested features
3 requests- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability
In-app purchases
connectIPS
No in-app purchases
HI
No in-app purchases
