Comparison

NIMB Smart vs HI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NIMB Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

HI

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

Highlights
  • Fund transfer (same and other banks)
  • Card management
  • Loan and fixed deposit view
  • QR payments (NepalPay, eSewa)
  • Account statement and transfer activities
  • Balance enquiry
  • Utility payments
Read full description

HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).

Screenshots

NIMB Smart4 screens
HI4 screens

Verdict

The call

The clearest difference is rating: NIMB Smart at 3.4 against HI's 1.6. NIMB Smart also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 9 days vs monthly). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NIMB Smart holds the better App Store score, 3.4 against 1.6. Both are backed by a comparable volume of ratings — 61 and 65 respectively. Written reviews point the same way: 17% of NIMB Smart's written reviews are positive against 0% of HI's.

UpkeepUpdate frequency

NIMB Smart ships an update monthly, HI every 9 days. The most recent releases landed on September 5, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
NIMB Smart versus HI: the parameters behind the verdict, then further details
ParameterNIMB SmartHI
PriceFreeFree
Rating3.4 (61 ratings) — better1.6 (65 ratings)
Positive reviews16.7% of reviews — better0.0% of reviews
Number of ratings6165 — better
Update frequencyMonthlyEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.0 — better
Further details — not scored
Size173 MB171 MB
Age rating17+4+
DeveloperMEGA BANK NEPAL LIMITEDHimalayan Bank Limited

Customer experience

NIMB Smart

All ratings61 ratings
Positive52.5%
Neutral16.4%
Negative31.1%
Written reviews36 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

HI

All ratings65 ratings
Positive13.8%
Neutral1.5%
Negative84.6%
Written reviews65 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

NIMB Smart

Not enough reviews yet to summarise bugs or requests.

HI

Reported bugs

3 issues
  • Unable to log in with existing credentials
  • Captcha validation not working
  • Inconsistent app behavior and errors

Requested features

3 requests
  • Bring back the old working version
  • Improve login and account recovery process
  • Enhance overall app stability and reliability

In-app purchases

None

NIMB Smart

No in-app purchases

None

HI

No in-app purchases

Questions

Is NIMB Smart free?
NIMB Smart is free to download, with no in-app purchases.
Is HI free?
HI is free to download, with no in-app purchases.
Which has better reviews, NIMB Smart or HI?
NIMB Smart is rated higher. NIMB Smart averages 3.4 out of 5 from 61 ratings, while HI averages 1.6 from 65 ratings.
Do NIMB Smart or HI have ads?
HI shows ads; NIMB Smart does not.
Which is updated more often, NIMB Smart or HI?
NIMB Smart ships an update monthly, and HI every 9 days. Most recently, NIMB Smart was updated on September 5, 2026 and HI on September 22, 2026.

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