Smart Savings. vs RiyadPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Savings.
Invest in Saudi Arabian investment and real estate funds at low cost. This platform digitalizes the investment process, making it accessible and user-friendly for everyone. It serves as an investment management hub with easy access to various benefits.
- Invest in investment funds
- Invest in real estate funds
- Digitalized investment process
- User-friendly interface
- Low-cost investing
- Investment management hub
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SmartSavings is a fintech distribution platform for investment and real estate funds located in the Kingdom of Saudi Arabia. The company is regulated by the Fintech Lab in the Capital Markets Authority with a distribution license. SmartSavings is a cross-platform application enabling users to invest in investments and real estate funds at lowest cost, we mainly aims to enhance the existing investment system by digitalizing the process be accessible everywhere and user friendly that can be used by anyone. Smart Savings is mainly Investment Management Hub Product , an easy access to investments which have a lot of benefits.
RiyadPay
Manage your finances with this digital wallet app. It offers secure local and international money transfers, bill payments, and salary disbursements for household workers. Enjoy cashback and rewards on your spending.
- International transfer aggregator
- Local wallet-to-wallet transfers
- SARIE service transfers
- SADAD bill payments
- Musaned payments for household workers
- Cashback and rewards
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RiyadPay Digital Wallet is a seamless, secure, and user-friendly app designed to deliver an exceptional digital banking experience. It empowers individuals to tailor their financial transactions confidently and securely through innovative features. The app supports local and international transfers, allowing users to pay bills, send money effortlessly across borders. Additionally, it offers convenient mobile services for on-the-go transactions, ensuring that users can access their funds anytime, anywhere. Experience the future of banking with RiyadPay Digital Wallet – Download it now Key feature: International transfer aggregator We provide customers with multiple options for international money transfer through our international transfer aggregator. This feature allows users to compare exchange rates, fees and transfer times from various providers, ensuring they can choose the best option for their needs. Local transfer RiyadPay offers wallet-to-wallet transfers using the recipient's phone number as well as transfers to local banks using SARIE service, making it easy to send and receive money instantly and securely. Bill payments Easily pay all your bills through SADAD service with RiyadPay. Musaned payments Transfer your household workers' salaries monthly in a timely and efficient way. Cashback and rewards Earn cashback with every spend and enjoy our exclusive rewards with RiyadPay
Screenshots
Verdict
The clearest difference is rating: RiyadPay at 2.5 against Smart Savings.'s 1.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RiyadPay holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
Smart Savings. ships an update every 3 weeks, RiyadPay monthly. Both last shipped on September 24, 2026.
| Parameter | Smart Savings. | RiyadPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 2.5 (2 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 62 MB | 182 MB |
| Age rating | 17+ | 4+ |
| Developer | Dafa.sa | RiyadBank |
Customer experience
Smart Savings.
RiyadPay
In-app purchases
Smart Savings.
No in-app purchases
RiyadPay
No in-app purchases
