Smart Savings. vs Derayah Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Savings.
Invest in Saudi Arabian investment and real estate funds at low cost. This platform digitalizes the investment process, making it accessible and user-friendly for everyone. It serves as an investment management hub with easy access to various benefits.
- Invest in investment funds
- Invest in real estate funds
- Digitalized investment process
- User-friendly interface
- Low-cost investing
- Investment management hub
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SmartSavings is a fintech distribution platform for investment and real estate funds located in the Kingdom of Saudi Arabia. The company is regulated by the Fintech Lab in the Capital Markets Authority with a distribution license. SmartSavings is a cross-platform application enabling users to invest in investments and real estate funds at lowest cost, we mainly aims to enhance the existing investment system by digitalizing the process be accessible everywhere and user friendly that can be used by anyone. Smart Savings is mainly Investment Management Hub Product , an easy access to investments which have a lot of benefits.
Derayah Smart
This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.
- Goal-based investment planning
- Automated portfolio management
- Smart rebalancing
- Easy account opening
- Real-time performance visibility
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Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.
Screenshots
Verdict
The clearest difference is rating: Derayah Smart at 2.9 against Smart Savings.'s 1.0. Derayah Smart also leads on ratings volume (9 vs 1). Smart Savings.'s advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Derayah Smart holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: Derayah Smart has 9 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 24, 2026 and June 7, 2026 respectively.
| Parameter | Smart Savings. | Derayah Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 2.9 (9 ratings) — better |
| Positive reviews | — | 16.7% of reviews |
| Number of ratings | 1 | 9 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 62 MB | 70 MB |
| Age rating | 17+ | 4+ |
| Developer | Dafa.sa | DERAYAH FINANCIAL |
Customer experience
Smart Savings.
Derayah Smart
In-app purchases
Smart Savings.
No in-app purchases
Derayah Smart
No in-app purchases
Questions
Is Smart Savings. free?
Is Derayah Smart free?
Which has better reviews, Smart Savings. or Derayah Smart?
Do Smart Savings. or Derayah Smart have ads?
Which is updated more often, Smart Savings. or Derayah Smart?
Other comparisons
