Comparison

Derayah Smart vs Ghanem | غانم

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Derayah Smart

This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.

Highlights
  • Goal-based investment planning
  • Automated portfolio management
  • Smart rebalancing
  • Easy account opening
  • Real-time performance visibility
Features
Read full description

Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.

About

Ghanem | غانم

Invest in premium Saudi Arabian real estate with fractional ownership. Grow your wealth and diversify your portfolio with Sharia-compliant options starting at 1000 SAR. The platform is user-friendly, seamless, and secure.

Highlights
  • Fractional real estate ownership
  • Wealth growth and portfolio diversification
  • Sharia-compliant investments
  • Low minimum investment (1000 SAR)
  • User-friendly and secure platform
  • Invest in Saudi Arabian market
Features
Read full description

Turn Your Real Estate Dreams into Reality With Ghanem, you can fractionally own real estate, grow your wealth, and diversify your investment portfolio with ease. Invest in premium properties that generate annual returns and offer strong (ROI) upon exit—all while participating in Saudi Arabia’s rapidly expanding real estate market. Why Choose Ghanem? - Sharia-Compliant – Invest with confidence in a platform that aligns with your values. - Easy Entry – Low minimum ticket value allows you to start investing for as low as 1000 SAR - Seamless & Secure – A user-friendly platform designed to make investing simple, fast, and safe. Make the smart move today—start investing with Ghanem! Start your investment journey today with Ghanem! Learn more at: https://ghanem.sa/en Ghanem is part of the Saudi Proptech Sandbox, regulated by the Real Estate General Authority (REGA).

Screenshots

Derayah Smart4 screens
Ghanem | غانم4 screens

Verdict

The call

The clearest difference is review sentiment: Ghanem | غانم at 100% against Derayah Smart's 17%. Ghanem | غانم also leads on rating (5.0 vs 2.9) and update cadence (every 9 days vs every 3 weeks). Derayah Smart's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ghanem | غانم holds the better App Store score, 5.0 against 2.9. Both are backed by a comparable volume of ratings — 9 and 6 respectively. Written reviews point the same way: 17% of Derayah Smart's written reviews are positive against 100% of Ghanem | غانم's.

UpkeepUpdate frequency

Derayah Smart ships an update every 3 weeks, Ghanem | غانم every 9 days. The most recent releases landed on June 7, 2026 and September 5, 2026 respectively.

Scorecard7 real differences · 3 level
Derayah Smart versus Ghanem | غانم: the parameters behind the verdict, then further details
ParameterDerayah SmartGhanem | غانم
PriceFreeFree
Rating2.9 (9 ratings)5.0 (6 ratings) — better
Positive reviews16.7% of reviews100.0% of reviews — better
Number of ratings9 — better6
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size70 MB68 MB
Age rating4+4+
DeveloperDERAYAH FINANCIALGhanem Aloula

Customer experience

Derayah Smart

All ratings7 ratings
Positive42.9%
Neutral0.0%
Negative57.1%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

Ghanem | غانم

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Derayah Smart

No in-app purchases

None

Ghanem | غانم

No in-app purchases

Questions

Is Derayah Smart free?
Derayah Smart is free to download, with no in-app purchases.
Is Ghanem | غانم free?
Ghanem | غانم is free to download, with no in-app purchases.
Which has better reviews, Derayah Smart or Ghanem | غانم?
Ghanem | غانم is rated higher. Derayah Smart averages 2.9 out of 5 from 9 ratings, while Ghanem | غانم averages 5.0 from 6 ratings.
Do Derayah Smart or Ghanem | غانم have ads?
Ghanem | غانم shows ads; Derayah Smart does not.
Which is updated more often, Derayah Smart or Ghanem | غانم?
Derayah Smart ships an update every 3 weeks, and Ghanem | غانم every 9 days. Most recently, Derayah Smart was updated on June 7, 2026 and Ghanem | غانم on September 5, 2026.

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