Derayah Smart vs ودائع | Wadaie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Derayah Smart
This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.
- Goal-based investment planning
- Automated portfolio management
- Smart rebalancing
- Easy account opening
- Real-time performance visibility
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Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.
ودائع | Wadaie
This platform offers Saudi individuals and businesses fixed-term and savings deposits, licensed by the Saudi Central Bank and compliant with Sharia principles. It provides high, transparent returns with flexible deposit options and secure digital account opening.
- Fixed-term and savings deposits
- Sharia-compliant
- High fixed returns
- No hidden fees
- Flexible deposit options
- Automatic renewal
- Digital account opening
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ودائع – أول منصة سعودية للودائع الزمنية والادخارية مرخَّصة من البنك المركزي السعودي ومتوافقة مع الضوابط الشرعية لماذا ودائع؟ • أعلى عائد ثابت للأفراد والمنشآت، بلا رسوم خفيّة. • مرونة تامّة: ودائع يومية، أسبوعية، شهرية أو سنوية مع خيار التجديد التلقائي. • فتح حساب رقمي آمن في أقل من 3 دقائق، دون مستندات معقّدة. • تحويلات مصرفية سريعة وآمنة عبر القنوات المعتمَدة. حمِّل التطبيق الآن وحقّق أقصى استفادة من أموالك الراكدة! روابط مهمة: إعلان تصريح البنك المركزي السعودي – https://bit.ly/WadaiePermit قرار اللجنة الشرعية – https://bit.ly/WadaieSharia الشروط والأحكام – https://wadaie.com/terms سياسة الخصوصية – https://wadaie.com/privacy
Screenshots
Verdict
The clearest difference is review sentiment: ودائع | Wadaie at 100% against Derayah Smart's 17%. ودائع | Wadaie also leads on rating (4.2 vs 2.9) and device support (3 vs 1). Derayah Smart's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ودائع | Wadaie holds the better App Store score, 4.2 against 2.9. Both are backed by a comparable volume of ratings — 9 and 30 respectively. Written reviews point the same way: 17% of Derayah Smart's written reviews are positive against 100% of ودائع | Wadaie's.
Derayah Smart ships an update every 3 weeks, ودائع | Wadaie monthly. The most recent releases landed on June 7, 2026 and September 27, 2026 respectively.
| Parameter | Derayah Smart | ودائع | Wadaie |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (9 ratings) | 4.2 (30 ratings) — better |
| Positive reviews | 16.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 9 | 30 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 70 MB | 103 MB |
| Age rating | 4+ | 17+ |
| Developer | DERAYAH FINANCIAL | Wadaie |
Customer experience
Derayah Smart
ودائع | Wadaie
In-app purchases
Derayah Smart
No in-app purchases
ودائع | Wadaie
No in-app purchases
Questions
Is Derayah Smart free?
Is ودائع | Wadaie free?
Which has better reviews, Derayah Smart or ودائع | Wadaie?
Do Derayah Smart or ودائع | Wadaie have ads?
Which is updated more often, Derayah Smart or ودائع | Wadaie?
Other comparisons
