Comparison

Homebot vs The LoanLab

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Homebot

Empower your homeownership journey with this app. Track your home's value and equity, explore financial insights, and maximize your purchasing power. Discover new homes and take control of your finances with expert tips and guidance.

Highlights
  • Track home value and equity
  • Access financial insights
  • Calculate purchasing power
  • Search home listings
  • Monitor financial progress
  • Receive expert tips
Read full description

Introducing the Homebot mobile app – your ultimate homeownership companion, on the go! Whether you're a new homeowner, looking to purchase your dream home, or an existing homeowner seeking financial guidance, Homebot is here to empower you on your homeownership journey as you work with your trusted home advisors. Our app provides a range of features and benefits designed to help you make informed decisions and maximize the potential of your biggest asset, with exclusive features unique to mobile. ***Unlock Your Home's Potential*** Track your home value, monitor equity growth, and access valuable financial insights provided by your dedicated home advisor. With Homebot, you can make informed decisions about refinancing, identify best practices, and explore financial tips tailored to your unique situation. ***Maximize Your Purchasing Power*** Are you in the market for a new or second home? Homebot calculates your purchasing power, showing you exactly how much you qualify for. Discover the aspects of your finances to improve, such as savings, credit, or debt, and work hand in hand with your home advisor to achieve your home-buying goals. Track your progress over time and witness your purchasing power grow. ***Find Your Perfect Home*** Homebot's comprehensive listings make it easy to search for homes in your desired areas. Get detailed information, explore photos, and dive into recommended options within your budget. If a particular home is out of reach, Homebot provides insights on when you will be able to afford it based on your savings, credit, or debt improvements. ***Take Control of Your Finances*** Stay one step ahead with Homebot's financial insights. Refinance opportunities, expert tips, and best practices are at your fingertips, helping you optimize your homeownership experience. Take control of your finances and make well-informed decisions to enhance your financial well-being. ***Track Your Progress, Achieve Your Goals*** Monitor your purchasing power over time and collaborate with your trusted home advisor to improve it. Homebot keeps you motivated, providing updates and guidance as you work towards your homeownership goals. With Homebot, achieving success in your homeownership journey has never been easier. Download Homebot today and experience the power of a partnership between your trusted home advisor and a cutting-edge mobile app. Empower yourself with valuable insights, financial recommendations, and personalized guidance. Take charge of your homeownership journey and unlock the full potential of your home with Homebot!

About

The LoanLab

Calculate loan costs, payments, and commitments with detailed amortization schedules. Model multiple loans and expenses to understand your full financial picture and accelerate payoff. Offers AI-powered education on loan terms and current market data.

Highlights
  • Instant loan cost calculation
  • Full amortization schedules
  • Combine multiple loans and expenses
  • Payoff accelerator modeling
  • Side-by-side loan comparison
  • AI-powered financial education
Features
Read full description

The last loan calculator app you'll ever need. Know exactly what any loan will cost you, and how you can expect payments and commitments to change based on every scenario. App is enabled to run in almost every country based on their unique market, regulatory, and currency characteristics. LoanLab is the loan calculator and planner built for people who want to make smarter borrowing decisions. Whether you're exploring a home mortgage, pricing out a personal loan, or running the numbers on a business loan, LoanLab gives you the full picture: monthly payment, total interest, and a complete amortization schedule — calculated instantly, stored on your device. Combine loans into one scenario to give you a complete picture. For example, say you want to purchase land and build your own home. Add a land loan, and a construction loan together to see what your effective monthly cost could be. LoanLab uses real time market data to give you useable rates & terms on the top 25 most common loans including personal, home, and business. Add in your other monthly expenses to get the most clear picture available anywhere! Save and compare scenarios after creation. No account required. No data leaves your phone. Just clear, accurate loan math whenever you need it. PLAN YOUR FULL FINANCIAL PICTURE Most loan calculators stop at the monthly payment. LoanLab goes further. Build a portfolio of saved loans and add your recurring expenses to see your true total monthly commitment — so you know what you can actually afford before you borrow. Save, load, compare, and duplicate portfolio scenarios across sessions. Planning a home purchase while carrying a car loan and existing personal debt? LoanLab holds it all, persistently, launch after launch. For example, say you want to purchase land and build your own home. Add a land loan, and a construction loan together to see what your effective monthly cost could be. ACCELERATE YOUR PAYOFF The Payoff Accelerator shows you exactly what happens when you pay a little extra. Model additional monthly contributions, a one-time lump sum, or both — and see the real impact in months saved and interest avoided. Small extra payments can mean thousands of dollars back in your pocket, and now you'll know precisely how much. COMPARE LOANS SIDE BY SIDE Not all loans are created equal. LoanLab's comparison tool lets you evaluate two to four loan scenarios simultaneously, with best-value highlighting that makes the right choice obvious. Different lenders, different terms, different rates — assessed in seconds, not spreadsheets. LEARN WITH AI-POWERED EDUCATION Have questions about current rates, loan terms, or how lending actually works? The Learn tab delivers AI-powered answers grounded in current, web-sourced data — so you're getting timely, relevant information, not outdated generalizations. Suggested questions adapt to your recent loan searches and saves, keeping the education contextual and genuinely useful. LoanLab is an educational planning tool, not a financial advisor. Nothing in the app constitutes financial advice. For decisions that matter, always consult a qualified financial professional. Ready to see the real cost of any loan? Download LoanLab and start planning with confidence.

Screenshots

Homebot4 screens
The LoanLab4 screens

Verdict

The call

The clearest difference is review sentiment: The LoanLab at 100% against Homebot's 12%. The LoanLab also leads on rating (5.0 vs 3.7) and ads (none vs shown). Homebot's advantage is price (Free vs $1.99) and ratings volume (125 vs 3). On update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Homebot is free to download; The LoanLab costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

The LoanLab holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Homebot has 125 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 12% of Homebot's written reviews are positive against 100% of The LoanLab's.

UpkeepUpdate frequency

Homebot ships an update every 9 days, The LoanLab every 10 days. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

Scorecard7 real differences · 3 level
Homebot versus The LoanLab: the parameters behind the verdict, then further details
ParameterHomebotThe LoanLab
PriceFree — better$1.99
Rating3.7 (125 ratings)5.0 (3 ratings) — better
Positive reviews12.0% of reviews100.0% of reviews — better
Number of ratings125 — better3
Update frequencyEvery 9 days — betterEvery 10 days
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.0
Further details — not scored
Size91 MB5 MB
Age rating4+4+
DeveloperHomeBot, Inc.Civilian Ventures, LLC

Customer experience

Homebot

All ratings120 ratings
Positive65.8%
Neutral7.5%
Negative26.7%
Written reviews25 reviews
Positive12.0%
Neutral20.0%
Negative68.0%

The LoanLab

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Homebot

Reported bugs

24 issues
  • App never opens
  • App gets stuck and won't work
  • Down payment estimator doesn't update
  • No map navigation directly from the app
  • Customer service rude about bugs
Show 19 more
  • Cannot sign up without app number
  • App won't load after recent updates
  • App doesn't work with iPhone
  • App won't load
  • Stuck at Homebot icon
  • App no longer even opens
  • Unauthenticated error when opening email link
  • Info link in 'unauthenticated' banner doesn't work
  • App won't open when launched
  • App won't open
  • App doesn't open or work after update
  • App keeps timing out and nothing loads
  • Cannot delete account
  • Inaccurate home price
  • Birthday input format error
  • Filters do not work
  • App always saying internal server problem
  • Always some error, has been for months
  • Home value on app doesn't match email

Requested features

4 requests
  • Restore app usage for agents & lenders
  • Add map navigation directly from app
  • Allow multiple location searches
  • Ability to view lists based on preference (price, square footage, etc.)

The LoanLab

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Homebot

No in-app purchases

None

The LoanLab

No in-app purchases

Questions

Is Homebot free?
Homebot is free to download, with no in-app purchases.
Is The LoanLab free?
The LoanLab costs $1.99, with no in-app purchases.
Which has better reviews, Homebot or The LoanLab?
The LoanLab is rated higher. Homebot averages 3.7 out of 5 from 125 ratings, while The LoanLab averages 5.0 from 3 ratings.
Do Homebot or The LoanLab have ads?
Homebot shows ads; The LoanLab does not.
Which is updated more often, Homebot or The LoanLab?
Homebot ships an update every 9 days, and The LoanLab every 10 days. Most recently, Homebot was updated on October 23, 2026 and The LoanLab on October 12, 2026.

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