Comparison

IH Access vs APFCU Card Control

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IH Access

Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.

Highlights
  • Lock and unlock cards
  • Set alerts and restrictions
  • Make credit card payments
  • View account details
  • Monitor transactions
  • Raise transaction disputes
  • Set travel notifications
Features
Read full description

The IH Access app places all the control you need to be able to monitor and safeguard your credit and debit cards in the palm of your hand. Login quickly with Touch ID or Face ID and make your experience personal by uploading your own profile image, changing the names of your cards, and customizing your controls and alerts to suit your lifestyle. With this app, you can: - Lock and unlock your card - Set alerts, controls, or restrictions on your card - Make credit card payments - View account details - Monitor recent and pending transactions - Raise a dispute on a transaction - Set travel notifications Card enrollment is easy from any mobile device, and access is secure and protected by One-Time-Passcode authentication. Get the most from your credit and debit cards with IH Access.

About

APFCU Card Control

Manage and safeguard your credit and debit cards with this comprehensive app. Easily lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Personalize your experience with profile images and card naming.

Highlights
  • Lock and unlock cards
  • Set custom alerts and restrictions
  • Make credit card payments
  • View account details
  • Monitor transactions
  • Set travel notifications
  • Retrieve rewards points
Features
Read full description

Manage your Aloha Pacific FCU credit and debit cards with our all-in-one Card Control app. Our app has all you need to monitor and safeguard your credit and debit cards in the palm of your hand. Log in quickly with Touch ID or Face ID and make your experience your own by uploading your profile image, changing the names of your cards, and customizing your controls and alerts to suit your lifestyle. With this app, you can: • Lock and unlock your card • Set alerts, controls or restrictions on your card • Make credit card payments • View account details • Monitor recent and pending transactions • Set travel notifications • Retrieve rewards points for participating cards Card enrollment is easy from any mobile device, and access is secure and protected by multi-factor authentication. Get the most from your credit and debit cards with Aloha Pacific FCU’s Card Control app.

Screenshots

IH Access4 screens
APFCU Card Control4 screens

Verdict

The call

The clearest difference is rating: APFCU Card Control at 2.0 against IH Access's 1.0. APFCU Card Control also leads on ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

APFCU Card Control holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: APFCU Card Control has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

IH Access ships an update every 3 months, APFCU Card Control every 4 months. The most recent releases landed on June 2, 2026 and June 3, 2026 respectively.

Scorecard2 real differences · 8 level
IH Access versus APFCU Card Control: the parameters behind the verdict, then further details
ParameterIH AccessAPFCU Card Control
PriceFreeFree
Rating1.0 (1 ratings)2.0 (6 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings16 — better
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size37 MB47 MB
Age rating4+4+
DeveloperInternational Harvester Employee Credit Union IncAloha Pacific FCU

Customer experience

IH Access

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

APFCU Card Control

All ratings6 ratings
Positive16.7%
Neutral16.7%
Negative66.7%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

IH Access

No in-app purchases

None

APFCU Card Control

No in-app purchases

Questions

Is IH Access free?
IH Access is free to download, with no in-app purchases.
Is APFCU Card Control free?
APFCU Card Control is free to download, with no in-app purchases.
Which has better reviews, IH Access or APFCU Card Control?
APFCU Card Control is rated higher. IH Access averages 1.0 out of 5 from 1 ratings, while APFCU Card Control averages 2.0 from 6 ratings.
Do IH Access or APFCU Card Control have ads?
Neither IH Access nor APFCU Card Control shows ads.
Which is updated more often, IH Access or APFCU Card Control?
IH Access ships an update every 3 months, and APFCU Card Control every 4 months. Most recently, IH Access was updated on June 2, 2026 and APFCU Card Control on June 3, 2026.

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