Rational Spending vs PhBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rational Spending
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Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.
PhBudget
Easily manage your finances with this budgeting app. Track monthly expenses by category and set custom limits. Visual progress bars indicate if you exceed your budget.
- Expense category management
- Monthly transaction tracking
- Custom budget limits
- Visual progress bars
- Over-limit alerts
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PhBudget is a simple app to keep simple budgets. You can add expense categories and then on a monthly basis, track transactions against those categories. You can set custom 'limits' and progress bars will turn red if you go over those limits.
Screenshots
Verdict
The clearest difference is device support: Rational Spending at 3 against PhBudget's —. PhBudget's advantage is iOS requirement (12.0 vs 15.5). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Rational Spending | PhBudget |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 days | — |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 15.5 | 12.0 — better |
| Further details — not scored | ||
| Size | 8 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Romanko | Steven Foskett |
In-app purchases
Rational Spending
No in-app purchases
PhBudget
No in-app purchases









