Rational Spending vs Salden

Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.

Salden is the smartest way to track your expenses — just say it out loud, and we handle the rest. Speak naturally and Salden logs your expense instantly. Our AI automatically categorizes what you say — tell it "20 dollars for groceries" and it gets filed under Food, no tapping required. MEET YOUR ANALYST Choose from 16 unique AI analysts — Sigmund Freud, Marcus Aurelius, Machiavelli, Isaac Newton, and more — and let them dissect your finances in their own style. Each one delivers a completely different take on your spending habits, from stoic wisdom to sharp irony. SMART INSIGHTS Salden watches your spending patterns and surfaces what matters: which category spiked this month, when you spend the most, how your daily average is trending, and whether you have hidden subscriptions eating away at your budget. FEATURES • Voice-first expense logging powered by AI • Automatic categorization across dozens of categories • 16 AI financial analysts with unique personalities • Monthly spending insights and pattern detection • Category breakdown with charts and period-over-period comparison • Shared expenses — split costs with friends and family, settle with one tap • Recurring expenses tracker • Multi-currency support with real-time exchange rates • Your data is securely stored in the cloud — never lost • Export to CSV and XLS for deeper analysis Terms & Conditions: https://www.salden.com.ar/terms_and_conditions_en.html